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Senior Underwriter, Marine

Job in Houston, Harris County, Texas, 77246, USA
Listing for: Ryan Specialty
Full Time position
Listed on 2026-09-14
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Insurance Risk / Loss Control, Insurance Sales
Salary/Wage Range or Industry Benchmark: 104000 - 130000 USD Yearly USD 104000.00 130000.00 YEAR
Job Description & How to Apply Below

Position Summary The Senior Underwriter is responsible for the profitable growth, underwriting, and brokerage/distribution management of a portfolio of complex commercial marine and specialty insurance accounts. This role evaluates new and renewal business, develops underwriting strategies, markets and negotiates placements with carriers on behalf of brokerage clients, manages broker and carrier relationships, and provides technical guidance to underwriting and brokerage staff.

The Senior Underwriter exercises broad underwriting authority and sound judgment in risk selection, pricing, coverage design, and portfolio management — while also driving new business production through direct market relationships — to support the achievement of divisional growth and profitability objectives. Position Summary The Senior Underwriter is responsible for the profitable growth, underwriting, and brokerage/distribution management of a portfolio of complex commercial marine and specialty insurance accounts.

This role evaluates new and renewal business, develops underwriting strategies, markets and negotiates placements with carriers on behalf of brokerage clients, manages broker and carrier relationships, and provides technical guidance to underwriting and brokerage staff.

The Senior Underwriter exercises broad underwriting authority and sound judgment in risk selection, pricing, coverage design, and portfolio management — while also driving new business production through direct market relationships — to support the achievement of divisional growth and profitability objectives. What will your job entail? Essential Duties And Responsibilities Underwriting & Portfolio Management

  • Underwrite and manage a portfolio of new and renewal commercial marine and specialty insurance accounts within established underwriting authority.
  • Evaluate complex risks, including financial, operational, contractual, and loss exposure information to determine acceptability and pricing.
  • Analyze submissions, loss experience, exposure data, surveys, valuations, and other underwriting information to make informed underwriting decisions.
  • Develop coverage structures, pricing strategies, terms, conditions, and underwriting recommendations consistent with company guidelines and profitability objectives.
  • Monitor account profitability and portfolio performance, identifying trends and implementing corrective actions as needed.
  • Issue quotations, indications, binders, endorsements, and policy documentation while ensuring accuracy and compliance with underwriting guidelines.
  • Manage renewal strategies and proactively identify growth opportunities within existing accounts.
  • Review and approve underwriting documentation, referrals, and transactions within delegated authority levels.
  • Support facility management, bordereaux reporting, carrier reporting requirements, and portfolio analytics as applicable.
Brokerage & Distribution
  • Market and negotiate placements, pricing, coverage, and terms directly with brokers, agents, carriers, and insureds to secure the best available outcome for the account.
  • Build and maintain strong relationships with producers, brokers, agents, carrier partners, and key clients to support new business production and retention.
  • Serve as the primary point of contact for agents and brokers on market appetite, submission strategy, and placement status across the portfolio.
  • Identify and cultivate carrier/market relationships to expand distribution options and improve terms available to brokerage clients.
  • Represent the company at industry events, conferences, broker meetings, and client functions to strengthen market presence and relationships.
Leadership & Collaboration
  • Provide technical guidance, training, and mentorship to Underwriters,…
Position Requirements
10+ Years work experience
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