Portfolio Manager - Corporate

Responsible for managing larger and most complex middle market and corporate credits. Ensures the portfolio achieves soundness, profitability, and growth objectives. Provides credit and sales support to Corporate Banking.

• 10+ years’ work experience related to various aspects of middle market and corporate banking
• Must be able to identify risks inherent in complex loan transactions and address/mitigate accordingly
• Must possess an extensive knowledge of various loan structures and formulate sound credit recommendations
• Must possess disciplined approach to managing a portfolio of middle market/corporate banking accounts
• Must possess a proficient knowledge of credit policy, banking regulations, and loan documentation issues
• Must understand and work effectively within the credit culture of the company
• Good mathematical, reading comprehension and writing skills
• Must have excellent interpersonal and communication skills
• Must be able to verbally communicate effectively one-to-one and in groups
• Must be able to write clearly and effectively
• Must be able to develop and maintain cohesive, cooperative internal and external working relationships
• Must have good personal organization and time management skills
• Must allocate time effectively and independently prioritize workload to meet timelines
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Support Corporate Bankers in managing existing and developing new client relationships
• Assist Corporate Banking team in deal qualification assessment, due diligence, and loan structuring
• Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.)
• Lead the underwriting of complex deal structures through the credit approval process
• Partner with team in reviewing and negotiating loan documents and engaging counsel as needed
• Conduct portfolio reviews and continuous portfolio monitoring for assigned portfolio
• Provide training and coaching of portfolio managers and underwriters
• Coordinate with internal partners & internal discussions (credit discussions, screens, etc.)
• Special projects as needed

• Bachelor’s degree in Business, Finance, Accounting, or related field
• Minimum of ten (10) years Portfolio Manager experience in Middle Market
• Ability to respond to common inquiries from internal clients, regulatory agencies, and employees
• Advanced knowledge of related state and federal banking compliance regulations, and other Bank operational policies
• Intermediate skills in computer terminal and personal computer operation, including use of word, excel, and office
• Advanced math skills
• Effective verbal, written and interpersonal communication skills
• Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.
• Effective organizational and time management skills

This position is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.

None

Some travel between Third Coast Bank offices may be required