Commercial Loan Officer

The Southwest Initiative Foundation is seeking a Commercial Loan Officer to originate, underwrite, and manage commercial loans and business financing programs. This role works directly with entrepreneurs, applicants, and community partners to structure and negotiate financing solutions, guide loans through closing and servicing, and manage a diverse loan portfolio. The position also ensures compliance and reporting for multiple state and federal programs while providing practical business technical assistance to support borrower success.

The ideal candidate brings strong independent judgment, analytical thinking, and discretion, along with the ability to build trusted relationships and navigate complex financial and human situations with empathy. This role requires a solid foundation in credit analysis, commercial finance, economic development, small business operations, and entrepreneurship, as well as experience with government‑funded lending programs and their compliance requirements. Strong communication skills, proficiency with Microsoft Office and database systems, and comfort working in a fast‑paced, collaborative environment are essential.

Knowledge of the southwest Minnesota economy and regional stakeholder network is highly valued.

This is an opportunity for a mission‑driven finance professional who wants to make a meaningful impact through access to capital and small business success.