Non-Delegated Mortgage Underwriter III

Job Title

Non-Delegated Mortgage Underwriter III

OR - Remote

Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location.

We offer all the important things you’d want — competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance, an employee volunteer program, and a wellness program. You opportunity to bolster your business knowledge and grow your career.

Ameri Home Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. We provide reasonable accommodations for individuals with disabilities.

A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure they meet company and investor quality standards.

• Manage individual pipeline daily by completing conventional loans, simple and complex underwriting reviews, conditions reviews, and other underwriting tasks within established turn times.
• Identify any document deficiencies, request additional information and/or documentation from clients as needed.
• Expertly navigate and interpret all agency and company guidelines.
• Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan.
• Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans.
• Other duties as assigned.

• 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in wholesale or retail lending.
• Ability to communicate effectively and professionally.
• Basic proficiency in Microsoft Office products (Excel, Word, etc.).
• Encompass LOS experience preferred.
• Project management experience.
• College degree preferred but not required.
• Loan quality and risk management knowledge.
• Knowledge of FNMA and FHLMC guidelines.
• Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor.
• Excellent customer/client service skills.
• Ability to work in a fast-paced production environment.
• Self-starter, self-reliant, dependable, able to meet specific time constraints.
• Excellent written and verbal communication skills.
• Prioritization and time management skills.
• Ability to learn and adapt to guideline changes.

Ameri Home Mortgage is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or other protected characteristics.