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Credit Analyst

Job in Carmi, White County, Illinois, 62821, USA
Listing for: First Bank
Full Time position
Listed on 2026-08-17
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 55000 - 75000 USD Yearly USD 55000.00 75000.00 YEAR
Job Description & How to Apply Below
Location: Carmi

Thank you for your interest in joining First Bank. If you’re looking to be part of a team that values integrity, humility, excellence, challenge, and life-long learning, you’ve come to the right place. At First Bank we believe in offering opportunities to help individuals build a long and lasting career, and we are currently seeking a full-time Credit Analyst.

Help First Bank to fulfill its vision by ensuring a high-quality loan portfolio and partnering with relationship banking team to facilitate sound credit decisions.

Duties and Responsibilities
  • Maintains loan request pipeline to ensure completion of requests in a timely manner.
  • Performs loan analysis using loan analysis software for all loans within the bank’s set criteria to help the bank determine cash flows and forecasts for loan clients and prospects.
  • Assists in the preparation of loan presentation for credit committee. This includes the financial worksheet for all new loans.
  • Acts as a liaison with external credit examiners.
  • Reports credit-related items for internal and external (examiners) use. This will include risk rating, exception tracking, past due monitoring, and board reporting.
Qualifications
  • Bachelor’s Degree in business, finance or related field preferred
  • 2 years of banking, accounting, or finance experience preferred
Skills
  • Analytical skills
  • Interpreting
  • Researching
  • Reporting
  • Problem solving
  • Computer usage
  • Verbal and written communication
  • Detail orientation
  • Critical thinking
  • Complaint resolution

The position offers a competitive salary, health, dental, vision, and life insurance, 401K and ESOP retirement plans, and other benefits.

EO / M /F/ Vet / Disability. First Bank is an equal opportunity employer. It is our policy to provide opportunities to all qualified persons without regard to race, creed, color, religious belief, sex, sexual orientation, gender identification, age, national origin, ancestry, physical or mental handicap, or veteran's status. Equal access to programs, service, and employment is available to all persons.

Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources.

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