Senior Associate, Corporate Finance

IL0511 Chicago LPO, OH0713 NW Bancshares HQ Job Description

The Corporate Finance Senior Associate serves as the primary underwriter for complex relationships in the large corporate and middle market portfolio for Northwest Bank. The ability to independently perform highly in-depth qualitative and quantitative analysis at the client, industry and macroeconomic levels is required. The Senior Associate is expected to design and recommend credit structures to senior leadership which align with the needs of the clients and the risk appetite of the Bank.

Regular client contact will occur as part of the underwriting and portfolio management duties. Where Northwest Bank is the lead agent, the Senior Associate will be involved in the preparation of loan syndication market materials and other supporting documentation and may participate in sell-side activities.

• Prepare detailed credit memorandum for complex lending relationships
• Complete comprehensive analysis on client financial statements
• Recommend proper loan structure, including appropriate covenant formulas and definitions
• Identify credit strengths, weaknesses, risks and mitigating factors
• Determine the required scope for underwriting and due diligence based on client risk profile
• Participate in joint calls with Relationship Managers
• Maintain a working knowledge of macroeconomic factors affecting national and global markets
• Identify and track loan and credit policy exceptions
• Monitor ongoing risk in the assigned portfolio and recommend proactive action if necessary
• Prepare annual or quarterly reviews for relationships within the portfolio, as required
• Recommend and defend appropriate risk ratings
• Review and negotiate legal documentation with outside bank counsel
• Develop financial statement forecasts and enterprise valuations
• Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
• Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
• Work as part of a team
• Work with on-site equipment

Bachelor's degree in Finance, Accounting, or other business-related field preferred

5 - 6 years Credit Underwriting in the Corporate Finance sector preferred

Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees. At Northwest, we’re here for what’s next. Whether we’re finding opportunities for families, businesses and communities or opening doors for our team, we share a passion for helping the people around us succeed. And we know that in order to provide the highest level of care, we need to understand unique experiences and perspectives.

That’s why, whether you’re interested in a corporate role or something customer-facing, your talent and voice matter. Here, you belong. Working at Northwest, you’ll find that we recognize our employees for the important work they do through competitive compensation and benefits, professional development opportunities and by regularly celebrating wins along the way. So, take a look at the opportunities here.

And join us as we move into the future making a difference for the people we serve.