Senior Accountant

Vaco is hiring for an Accountant III in Independence OH Direct Hire, Hybrid Schedule (Only 8 days onsite/month) Salary: 80-95,000/yr Accountant III The Accountant III is a seasoned accounting professional who brings strong technical expertise, sound judgment, and a problem-solving mindset to complex accounting activities. This role is responsible for performing and analyzing advanced reconciliations, interpreting GAAP and regulatory guidance, and ensuring the accuracy and integrity of financial records.

Beyond day-to-day execution, the Accountant III serves as a collaborative partner to Finance leadership and cross-functional teams by identifying opportunities for process improvement, leveraging technology, and providing insights that support informed decision-making by management and the Board of Directors.

Essential Duties and Responsibilities Accounting, Reconciliations, and Analysis Perform complex daily and monthly reconciliations across multiple operational and financial systems, independently researching and resolving discrepancies. Prepare, review, and post advanced journal entries, ensuring the general ledger remains accurate, balanced, and GAAP-compliant. Analyze assigned general ledger accounts, identify trends or risks, and proactively recommend corrective actions. Perform month-end close activities and assist in the preparation of financial statements and supporting analyses.

Financial Reporting and Compliance Assist in compiling, analyzing, and presenting financial, regulatory, asset-liability management (ALM), and board-level reporting. Prepare and complete quarterly regulatory reports, including NCUA 5300 filings. Support regulatory examinations and external audits by compiling documentation, responding to inquiries, and explaining accounting treatments professionally. Cash, Liquidity, and Operational Accounting Prepare and analyze daily bank and settlement reconciliations; monitor liquidity and escalate concerns as appropriate.

Process and reconcile wire transfers, ACH activity, card settlements, payroll activity, branch cash, ATM activity, and other operational systems. Ensure loan and deposit systems are fully reconciled to the general ledger. Investments, CECL, and Specialized Accounting Perform accounting for the investment portfolio, including accrued interest, book value, and fair market value reporting. Maintain and reconcile CECL and allowance-related systems, including charge-offs and recoveries.

Prepare and maintain subsidiary ledgers for fixed assets, prepaid expenses, leases, participations, and other complex accounts. Process Improvement and Collaboration Identify opportunities to improve accounting processes, controls, and reporting through technology, automation, and innovation. Contribute to the documentation of accounting procedures and internal controls. Collaborate effectively across departments, sharing knowledge and supporting a culture of accountability, trust, and continuous improvement.

Serve as a backup for other accounting functions as needed. Required Knowledge Strong knowledge of GAAP, financial reporting, and regulatory requirements applicable to financial institutions. Deep understanding of debits, credits, balance sheet and income statement activity, and complex reconciliation methodologies. Proficiency with modern accounting systems and financial reporting tools. Experience Required 5–7 years of progressive accounting experience, including complex reconciliations and financial analysis.

Financial institution or credit union experience preferred.

Skills and Abilities

Advanced proficiency in Microsoft Excel and the Microsoft Office Suite. Strong analytical and critical-thinking skills, with the ability to assess issues, evaluate options, and make sound decisions. Ability to work independently, manage multiple priorities, and meet deadlines in a fast-paced environment. Excellent written and verbal communication skills, including the ability to present financial information to leadership and, when appropriate, the Board of Directors.

Demonstrated commitment to accuracy, integrity, and accountability. Collaborative, positive, and team-oriented…