Captive Insurance and Annuity Agent

Key Responsibilities

• Sales and Lead Generation:
  Actively prospecting, networking, and cold-calling to find new clients.
• Policy Sales & Customization:
  Assessing client risks and customizing insurance programs (property, casualty, life, health) to fit within the carrier's product portfolio.
• Client Consultation:
  Interviewing prospective clients to analyze their current financial situation and coverage gaps.
• Policy Servicing & Renewals:
  Handling policy renewals, updates, and endorsements to maintain customer retention.
• Claims Assistance:
  Acting as a liaison between the client and the insurance company, guiding policyholders through the claims process.
• Administrative Maintenance:
  Updating and maintaining accurate client records in company systems.

• Licensing:
  State-required insurance licenses.
• Sales Focus:
  Strong desire to meet or exceed monthly/annual sales quotas set by the parent company.
• Customer Service:
  Excellent communication skills to build long-term relationships and handle client inquiries.
• Product Knowledge:
  Deep understanding of the specific company’s rules and underwriting guidelines.