Analyst, Finance & Banking, Loan Servicing

Location: Noida Sector 27

Job Title
Analyst - Commercial Lending Operations

Role Purpose
Responsible for accurately boarding commercial credit facilities into the bank's loan servicing system following loan closing. Ensure all loan terms, covenants, collateral details, and customer information are established accurately to support servicing, disbursement, billing, and regulatory compliance.

Key Responsibilities

Loan Setup & Validation

Review executed loan documents and booking instructions.
Board commercial loans, lines of credit, term loans, revolvers, and syndicated facilities into servicing systems.
Validate borrower information, facility structure, pricing, payment schedules, fees, and collateral details.
Verify documentation completeness prior to booking.

Quality & Controls

Perform dual verification of loan attributes.
Identify documentation discrepancies and escalate exceptions.
Adhere to bank policies, regulatory requirements, and SOPs.
Maintain audit-ready records and documentation.

Stakeholder Coordination

Partner with Loan Closers, Relationship Managers, Credit Administration, Legal, and Servicing teams.
Communicate booking status and exceptions.
Support customer and internal inquiries related to loan setup.

Reporting

Track boarding volumes and turnaround times.
Update workflow tools and operational dashboards.

Required Qualifications

Bachelor's degree in Commerce, Finance, Accounting, Business Administration, or equivalent. Candidates with CFA/ FRM or pursuing are preferred.
0-2 years of banking operations experience.
Understanding of commercial lending products preferred.
Strong attention to detail and analytical skills.

Key Skills

Commercial Loan Documentation
Data Validation
Banking Operations
Excel and Reporting
Risk & Control Awareness
Communication Skills