Founding Engineer​/Lead Architect

5–8+ years
· Architecture ownership
· Equity

The independent wealth management industry is at an inflection point. AI, regulatory pressure, and a looming succession wave will determine which firms thrive — and which flounder — in the coming decade.

Thrivo Wealth Partners AG is a Swiss holding company based in Zug. Our model: partnering with founder‑led independent wealth managers across the DACH region, helping them scale — organically and non‑organically (via M&A) — and providing shared technology infrastructure. We are the long‑term partner for future‑ready wealth managers.

Christopher Kraft has accompanied numerous IWM transitions as an investment banker at Perella Weinberg Partners and in leading European wealth platforms. Felix Lobkowicz is a repeat founder — five companies, one IPO — and leads product and technology n Weise leads capital and governance with over a decade of experience building fintechs and financial platforms, previously at Morgan Stanley and European VC funds.

On the board:
Sebastian Henrichs, former CEO of FNZ Bank Germany — the leading wealth platform in the industry.

Thrivo is backed by a circle of investors from the finance and fintech world — experienced operators, entrepreneurs, and family offices who understand this market and think long‑term. A platform that promises long‑term thinking to founders cannot itself be optimising for short‑term returns.

The wealth management market in Germany and Switzerland is digitising — more slowly than other sectors, but with real momentum now. Thrivo is building the technology infrastructure that underpins this transformation: a platform for founder‑led wealth managers that deploys compliance automation, AI‑assisted processes, and modern data architecture in a way that until now has only been available to large institutions.

Thrivo

OS is not another fintech dashboard. It is the operating system for a growing group of partner firms collectively managing several billion AUM. You build this — as the first technical full‑time hire and the engineering lead.

You own the technical leadership of Thrivo

OS. You set the architecture, coordinate the freelance senior engineer, and are the engineering constant in a project that bridges complex regulatory requirements — MiFID II, WpIG, BaFin — with modern AI infrastructure.

You work directly with Felix Lobkowicz (CTO‑in‑function) on product vision and technical direction. The most important architectural decisions are yours. The architecture and stack have not been finalised — you will define them together with Felix and Tech advisors based on your experience and what is right for the platform.

This is one of the few roles in DACH fintech where technical depth, genuine entrepreneurial ownership, and real equity participation come together.

• Design and build an event‑sourced backend architecture — the structural foundation for regulatory‑grade auditability under MiFID II and BaFin requirements
• Multi‑tenant data architecture: one platform, many partner firms, strict data isolation and RBAC
• Batch data ingest pipeline from partner firm systems (custodian banks, PMS) — the Phase 1 data foundation
• Cloud infrastructure on AWS (Frankfurt region) — we use hyperscaler‑grade tooling from day one

• Advisory workflow engine — regulated advisory processes as structured, automated flows with compliance write‑back (Jahresgespräch, KYC/AML as Phase 1 scope)
• AI integration: automated meeting briefings, Gesprächsprotokoll generation, and document assembly for advisors via Gemini/RAG pipeline
• Compliance infrastructure: PII anonymisation before any LLM call, encryption at rest, consent management — structural, not bolt‑on

• Coordinate the freelance senior full‑stack engineer: architectural decisions, code quality, mutual peer review
• Technical point of contact for the product advisor and design partner advisors during pilot deployment
• Set the engineering culture from day one — we use agentic coding tools (Cursor, Claude Code) as standard. We cover the cost.

Thrivo offers a VSOP participation in the Holding.…