Business Banking Underwriter IV
Listed on 2026-02-22
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Finance & Banking
Risk Manager/Analyst
Summary
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.
Duties and Responsibilities- Supports Business Banking production by maintaining an individual pipeline of work.
- Reviews all financial and credit application information to make sound credit decisions. Loans typically include those with complex credit structures and customer exposure up to $10MM.
- Utilizes single approval authority up to $4MM.
- Appropriately assess risk profile of borrower.
- Assist with training and mentoring new hires and providing support for the UWI, UW II & UW III job families as needed.
- Tasks as needed to support the line of business and job family.
- Act as primary back up for the manager as needed for team huddles & meetings.
- Is positioned with knowledge and expertise to represent the direct manager outside of function group as needed.
- Collaborate with both credit and segment risk to meet or exceed department goals.
- Performs other duties as assigned.
- Bachelor's degree
- 7+ years’ experience with business or commercial underwriting in a centralized lending environment
- Bachelor's degree in business related field
- 3-4 years leadership / management experience
- Ability to underwrite credit exposures in excess of $4MM.
- Previous authority to underwrite and decide credits without additional signers.
- Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
- Proficient use of Microsoft Office and other internet resources
- Excellence in customer service, highly motivated, focused and goal oriented.
- Excellent written and verbal communication skills, including grammar and demeanor.
- Strong organizational skills with attention to detail, planning and follow-up.
- Ability to work independently on multiple tasks without compromising quality.
- Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.
Yes (not eligible for overtime pay)
Workplace TypeOffice
Compensation Range$70,000 – $140,000 Annual Salary
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.
In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Equal Opportunity EmployerHuntington is an Equal Opportunity Employer.
Tobacco-Free Hiring PracticeVisit Huntington's Career Web Site for more details.
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