Mortgage Loan Processor

Mortgage Processors Needed ASAP!

Our company’s business model is not rate sensitive, allowing us to grow rapidly while providing solid job security. We seek talented team members who prioritize our clients’ needs and feel valued and motivated every day as they contribute to the dream of home ownership.

• Competitive Salary
• Competitive Benefits Package
• Flexible Time Off
• Family Oriented Culture

Overview:
Primarily responsible for processing, reviewing, and preparing loan documentation for compliance, completeness, and accuracy.

• Effectively process and deliver loans for underwriting review and approval, including Conventional, FHA, VA, USDA, and Construction to Perm loans, to comply with agency, investor, and internal guidelines, policies, and procedures.
• Effectively communicate with borrowers, loan officers, closers, processors, and compliance personnel.
• Meet all required deadlines for loans in the pipeline.
• Maintain thorough knowledge of agency guidelines, policies, and procedures.
• Review and complete quality assurance checks before loan closings.
• Prepare, review, and submit loan file packages to underwriting in a timely manner.
• Follow up on post‑close trailing documents if necessary.
• Ensure that all loan documentation is thoroughly analyzed and meets guidelines to prevent non‑salable or uninsurable loans.
• Identify and address red flags within files prior to approval/closing.
• Review conditions (including suspense, reworks, and decline overturns) within required turn times.
• Ensure compliance with federal and state lending regulations, including TRID.
• Provide an additional layer of quality control to mitigate liability risk.

• High school diploma or equivalent required; 1–3 years of experience in mortgage banking for Conventional, FHA, VA, USDA, and Construction to Perm loans.
• Knowledge of overall mortgage lending processes, including closing, funding, and post‑closing functions.
• Knowledge of valid documentation related to consumer mortgage applications (e.g., tax returns, financial statements, verification of income and deposits).
• Sound judgment and critical thinking to evaluate facts and data.
• Ability to prioritize multiple tasks in a deadline‑driven environment with a strong sense of urgency.
• Knowledge of federal, state, and regulatory requirements related to consumer mortgage lending, processes, and controls.
• Experience using internal data entry systems, Microsoft Word, Excel, and PDF/Document Retention programs.
• Experience with Encompass strongly preferred.
• Compliance experience a plus (e.g., TILA, RESPA, ECOA, TRID).

NMLS #27820

Job Type: Full‑time – In‑Office Position

We are an equal opportunity employer.