VP Fintech Lending Counsel

VP Fintech Lending Counsel (PR/611615) Wilmington, Delaware

Salary: USD
195000 - USD
215000 per annum

A leading fintech-focused financial institution is seeking a VP, Fintech Lending Counsel to join its growing Legal Department. This newly created position will support innovative lending products and bank-fintech partnerships while serving as a strategic advisor to business, product, compliance, and risk stakeholders.

The organization offers a highly entrepreneurial culture, significant leadership visibility, and the opportunity to work on cutting-edge lending products within a collaborative and fast-growing environment.

The VP, Fintech Lending Counsel will be responsible for…

• Advising on bank-fintech partnerships and sponsored lending programs
• Supporting the design, launch, implementation, and ongoing management of consumer and commercial lending products
• Partnering with product, compliance, risk, finance, and operational teams to provide practical legal guidance
• Drafting, reviewing, and negotiating partnership agreements, servicing agreements, loan sale agreements, disclosures, and related commercial contracts
• Advising on consumer finance, banking, and lending regulations
• Supporting legal and regulatory risk assessments for new and existing lending programs
• Monitoring legislative and regulatory developments impacting fintech lending and emerging credit products
• Working directly with external partners, fintech companies, and outside counsel
• Providing strategic legal advice that balances innovation, growth, and risk management
• Supporting cross-functional initiatives and high-priority business projects

The VP, Fintech Lending Counsel should have the following qualifications:

• J.D. from an accredited law school and active U.S. bar membership
• 7+ years of legal experience within banking, fintech, financial services, or a related law firm practice
• Experience supporting bank-fintech partnerships and sponsored lending programs
• Strong knowledge of consumer and/or commercial lending laws and regulations
• Experience advising on fintech lending products, including installment loans, BNPL programs, Earned Wage Access products, or similar credit offerings
• Experience drafting and negotiating commercial agreements and customer-facing documentation
• Ability to work effectively with business, compliance, risk, and operational stakeholders
• Strong business judgment and solution-oriented mindset
• Excellent communication and stakeholder management skills