Senior Underwriter

Senior Underwriter – Professional Liability

NAMIC Insurance Company (NAMICO), NAMIC’s in‑house professional liability insurance company, has a new opportunity for an Senior Underwriter at our Indianapolis location. Reporting to the VP – Underwriting & Chief Underwriting Officer, this full‑time position will review, evaluate and analyze exposures and coverages in the Professional Liability, Directors & Officers, Cyber Liability, Employment Practices Liability, Trustee & Fiduciary Liability, and Agents Errors & Omissions programs that require independent analysis and exercise of judgment on moderate and complex technical risks.

• Receives, analyzes and interprets insurance applications/submission information in conformance with the underwriting rules and guidelines established by the Company, its reinsurers and its servicing carriers.
• Determines premiums, limits, deductibles, retentions, endorsements, and identify alternatives and prepare quotes within underwriting authority. Submits quotes outside of authority level to a referral underwriter; accepts or rejects applications.
• Documents underwriting files, as appropriate.
• Communicates with agency personnel regarding status of applications, requests and gathers additional information; prepares specific wording to endorsements as needed and subject to approval of Product Development team.
• Reviews, evaluates and analyzes files to ensure or determine potential loss exposures as related to premiums, reviews account loss ratio, notes changes to policy and determines action at renewal and communicates applicable action to NIA.
• Works effectively with other NAMIC departments as needed to properly address the needs of our insureds/NAMIC members.
• Reviews claim reports and documents the progress of claims in underwriting notes at each renewal.
• Negotiates and binds facultative reinsurance agreements within authority level.
• Manage the profitability, growth, and retention of an assigned book of business.
• Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability.

NAMIC/NAMICO is proud to have been selected as one of the Best Places to Work in Indiana! We offer an excellent compensation and benefits package with this full‑time position. Benefits include access to group medical, dental and vision; a matched 401(k) plan; one paid day each year to volunteer with the charity of your choice; generous paid vacation; and more! We have a friendly yet professional work atmosphere where everyone enjoys working hard for the good of our members.

Qualified candidates should send a cover letter and resume, including salary expectations, to Joanna Kruzel at

• High school diploma or equivalent is required.
• Associate degree or business experience equivalent is preferred.
• Experience in interpreting and applying underwriting procedures/policies within delegated area of authority preferred.
• Financial analysis and risk assessment experience.
• RPLU designation recommended.
• Prefer three years of insurance experience, preferably in Professional Liability.
• Prefer thorough knowledge of policy contracts and rating.

NAMIC/NAMICO is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender identity, sexual orientation, age, marital status, veteran status, disability status, or any other legally protected status.