Sr Associate​/AVP, Credit and Portfolio Management

Overview

About IIX:
Impact Investment Exchange (IIX) is a pioneer in impact investing, dedicated to reshaping finance for sustainable development. Over the past 15+ years, IIX has built the sustainable investing market through capital mobilization, enterprise technical assistance, data & impact measurement, and global advocacy & innovation.

• Capital Mobilization – Including the Women’s Livelihood Bond Series (6 listed bonds and growing).
• Enterprise Technical Assistance – Supporting impact enterprises across Asia, Africa, and the Pacific.
• Data & Impact Measurement – Leveraging IIX Values, an impact verification tech solution.
• Global Advocacy & Innovation – Such as the Orange Movement, which integrates gender equality and climate action in financial markets.

Our Impact:

Mobilized nearly $500M in private-sector capital
Positively impacted over 160 million lives
Avoided over 1.9 million metric tons of carbon
Collected over 90,000+ data points on sustainable MSMEs

In 2024, IIX launched IIX Intelligence, a global data hub evaluating gender diversity, ESG, and climate action among MSMEs. Our work has been recognized by accolades such as the Oslo Business for Peace Award and the UN Global Climate Action Award.

IIX seeks an experienced AVP, Credit Portfolio Management who will support the credit process for IIX’s lending products, including its existing and future Women’s Livelihood Bond loan portfolios. The successful candidate will monitor the performance of existing loan portfolios, identify and analyze prospective new borrowers, and liaise with borrowers to monitor financial performance and covenant compliance. The role includes preparing quarterly and annual financial reports for investors and program partners, sharing progress updates, and serving as part of the first line of defense in mitigating credit risk.

Credit analysis for new lending includes identifying potential borrowers (e.g., microfinance institutions and high-impact enterprises) and evaluating them against IIX’s lending criteria. The role collaborates with the Innovative Finance team to drive credit analysis, underwriting, and active risk management, and provides subject-matter expertise to manage the delivery of lending products to assigned clients.

• Corporate Credit & Financial Analysis
  • Assess financial statements, cash flows, debt servicing capacity, and risk factors for corporate borrowers.
  • Understand loan structuring, covenants, conditions, and repayment risk.
• Macroeconomic Insight
  • Assess economic and industry trends impacting borrower risk.
• Portfolio Monitoring & Risk Management
  • Monitor borrower performance, covenant compliance, and early warning indicators.
  • Identify risks and recommend mitigation strategies.
  • Track borrower performance and provide updates to investors and partners.
  • Liaise with borrowers to monitor financial performance.
  • Prepare quarterly and annual reports for stakeholders.
  • Act as part of the first line of defense for risk mitigation in debt products.
• Credit Analysis & Underwriting
  • Identify potential borrowers (e.g., microfinance institutions and high-impact enterprises).
  • Analyze prospects per IIX’s lending criteria.
  • Conduct underwriting of credit exposures.
  • Support desk due diligence, financial modeling, deal structuring, documentation, and transaction closure.
  • Collaborate with the Innovative Finance team to drive underwriting and credit risk management.
• Excel & Financial Modelling
  • Proficiency in Excel (Index-Match, VLOOKUP, pivot tables, basic modelling) for financial analysis.
• Reporting & Communication
  • Prepare credit appraisal reports, assessments, portfolio and borrower updates, and ad hoc reports.
  • Present findings clearly in writing and verbally.
• Stakeholder Management
  • Work with the Innovative Finance team on credit and risk matters.
  • Provide subject-matter expertise and manage delivery of lending products to clients.
  • Strong interpersonal and client-facing communication skills.
• Attention to Detail
  • Identify data inconsistencies and verification issues.

Candidates with corporate credit risk, financial analysis, and portfolio monitoring experience will thrive in this role.

We are seeking a…