Director of Risk & Analytics - Hybrid; Irvine, CA

Overview

Employee Benefits is the core of our business and at our heart we are a people-focused organization. Every day, we help over 100,000 employers give their employees peace of mind by providing health, pharmacy, long and short-term disability, vision, dental and other insurance solutions. What makes us unique is that we can surround our clients with more services and more technology-based tools and a team of advisors that simply cares more than anyone else.

If you want a career giving people the reassurance that they can have access to the health care they need for themselves and their loved ones, join One Digital.

Our Newest Opportunity: The Director of Risk & Analytics for Southern California is responsible for leading the strategy, delivery, and evolution of risk, actuarial, and analytics capabilities for One Digital’s Southern California Employee Benefits practice. This role sits at the intersection of data, strategy, and client impact and plays a critical role in how we retain clients, win new business, and scale our practice.

The Director serves as a market-facing leader and trusted advisor, actively participating in client and prospect meetings as needed, and partnering closely with producers, consultants, and market leadership to translate complex analytics into clear, actionable insight.

While this role leverages national tools and Centers of Excellence, accountability is firmly rooted in SoCal market execution, outcomes, and adoption as we build the next phase of growth.

Essential Duties and Responsibilities (including but are not limited to):

• Market Leadership & Strategy – Owns and leads the SoCal Risk & Analytics strategy, aligned to local client needs, renewal complexity, and growth priorities.
• Market Leadership & Strategy – Serves as the senior analytics and risk leader for the SoCal Employee Benefits practice.
• Market Leadership & Strategy – Partners with market leadership to drive client retention, new business growth, and margin expansion through analytics-enabled strategy.

• Client & Prospect Engagement – Actively participates in client and prospect meetings, particularly for complex renewals, high-risk populations, funding strategy discussions, and growth opportunities.
• Client & Prospect Engagement – Serves as a trusted advisor to HR, finance, producers, and consultants by translating complex data into clear, executive-ready insights.
• Client & Prospect Engagement – Supports strategic client relationships, competitive pursuits, and marquee presentations as needed.

• Client Delivery & Advisory – Leads and oversees advanced analytics delivery for SoCal clients, including:
  • Health & welfare financial modeling, projections, and cost-driver analysis
  • Plan design and employee contribution modeling
  • Benchmarking and multi-year financial forecasting
  • Funding strategy evaluation, including self-funded, level-funded, and alternative funding arrangements (e.g., ICHRA, captives, reference-based pricing)
• Client Delivery & Advisory – Evaluates and compares traditional and alternative funding strategies to optimize cost, risk, and long-term sustainability.
• Client Delivery & Advisory – Provides analytical and financial guidance to support renewal positioning, carrier discussions, and client decision-making.
• Client Delivery & Advisory – Oversees and supports block renewal negotiations with carrier partners in alignment with each client’s overall benefits strategy.

• Stop Loss Strategy – Serves as the SoCal leader for stop loss strategy, in partnership with One Digital’s Stop Loss Center of Excellence.
• Stop Loss Strategy – Ensures competitive, well-structured stop loss placements aligned with client funding strategies, including captives, reference-based pricing arrangements, and ICHRA-compatible solutions.
• Stop Loss Strategy – Provides guidance on claims trends, market dynamics, carrier performance, and risk tradeoffs across alternative funding approaches.

• Team Leadership & Development – Leads and develops SoCal-based analytics and risk talent through direct leadership.
• Team Leadership & Development – Coaches team members on technical excellence, business acumen, and consultative delivery.
• Team…