Wealth Planner

Summary

The Wealth Planner is responsible for supporting comprehensive financial planning and advisory services to high-net-worth and affluent clients. This individual works collaboratively with Relationship Managers, Wealth Advisors, and other members of the Planning Team to deliver tailored wealth management solutions that align with clients’ financial goals, risk tolerance, and life priorities. The Wealth Planner may assist the Managing Director of Wealth Planning and other Senior Wealth Planners in all aspects of enhancing client relationships and growing the organization’s wealth management business.

• The employee is responsible for adhering to all compliance programs and completing all required and assigned training by the established due dates.
• Understands and complies with the requirements of all laws and regulations applicable to the position.
• Conduct client discovery and gather financial data to support the development of personalized financial plans.
• Analyze client financial information (cash flow, investments, retirement goals, risk profile) and prepare planning summaries or recommendations for advisor review.
• Guide clients on foundational financial planning topics, such as budgeting, insurance needs, retirement readiness, and basic tax considerations.
• Prepare plan projections, scenario analyses, and modeling using approved financial planning software.
• Support Wealth Advisors and Senior Wealth Planners by identifying planning opportunities and proposing suitable strategies within firm guidelines.
• Exercise independent judgment in evaluating client needs, prioritizing planning tasks, and determining appropriate planning pathways.
• Participate in client meetings to explain planning concepts, gather additional information, and address routine client questions.
• Collaborate with internal specialists (investment, trust, tax, banking) to coordinate planning recommendations and ensure holistic service delivery.
• Draft client deliverables, planning outlines, and follow-up communications with limited oversight.
• Monitor client progress and update financial plans as circumstances change, ensuring plans stay aligned with client objectives.
• Stay current with financial planning regulations, tax law updates, and wealth management trends.
• Support business development by identifying cross-selling opportunities and preparing pre-meeting planning insights for prospective clients.
• Uphold compliance requirements and exercise discretion in handling confidential client information and sensitive financial decisions.
• Spot potential problems and opportunities.
• Other duties assigned as appropriate.

This position does not have any supervisory responsibilities.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

• Bachelor’s Degree in Finance, Economics, Business Administration, or a related field required. CFP® (Certified Financial Planner) designation preferred. Minimum of 7 to 10 years of experience in financial planning, private banking, or wealth management. Knowledge of investments, estate and tax planning principles, retirement strategies, and risk management solutions. Demonstrated ability to collaborate effectively across multiple teams and disciplines.
• Experience with eMoney, Holistiplan, , or other financial planning software preferred.

• Strategic thinking and analytical skills. Work independently with minimal supervision. Excellent interpersonal and communication skills with a client‑centric approach. High ethical standards and confidentiality. Client relationship management, business development orientation, collaboration and teamwork, attention to detail and accuracy, work efficiently with a heavy volume of work under tight time constraints.

While performing the duties of this job, the employee is regularly required to sit for long periods of time; use hands to operate controls on the computer; reach with hands and arms for phone and computer work; and communicate on the phone while wearing a headset for extended periods. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.

This job description is subject to change at any time.

First Foundation is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.