Mortgage Product & Investor Strategist

THE TEAM

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They are the heart and soul of the organization and our “People Before Profits” mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset.

Kind Lending is determined to provide the best service in the industry while also providing home buyers with a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.

Kind Lending is seeking a Mortgage Product & Investor Strategist to assess the opportunities to add new products and investors to our current offerings and to assess the profitability and performance of our current mortgage product offerings and investors. You will leverage data to provide critical insights that drive strategic decisions in forging accretive investor partnerships and in optimizing the mortgage product menu by differentiating between value‑adding and underperforming products to ensure strategic alignment and profitability.

You will also find new mortgage products and investors that will complement our current product offerings and offer our customers unique financing opportunities not readily available via traditional lending avenues.

• Forging accretive Investor partnerships
• Optimizing the mortgage product menu by differentiating between value-adding and underperforming products to ensure strategic alignment and profitability.

• Conduct in-depth financial analysis of mortgage products, including margin reconciliation, as well as but not limited to EPD and delinquency propensity.
• Track and monitor product performance against revenue targets to ensure profitability.
• Drive the creation and ongoing administration of an investor scorecard system. This system will be instrumental in quantifying the financial impact of contractual EPO and EPD risks, as well as providing insights into all post-closing activities. Key metrics monitored will include commitment extension costs, pulled loan costs, pair-offs, suspense conditioning behavior, first pass purchase percentages, and the number of interactions required to achieve loan purchase.
• Partner closely with the investment community to secure secondary marketing take‑out vehicles to guarantee salability of product.
• Maintain comprehensive market awareness by actively monitoring competitive landscape and identifying potential investors for current and future mortgage products.
• Other duties as assigned.

• Bachelor's degree and/or mortgage industry experience with a minimum of 5‑7+ years of Product Management and Investor relations experience.
• Knowledge/experience of varying types of mortgage products such as NON QM, HELOC, CES, JUMBO, ARM, etc.
• Ability to work and communicate cross‑functionally; collaborate & influence as part of a team.
• Collaborative in team environments but also able to act autonomously as a decision maker.
• Knowledge in conducting research to inform product strategy and design.

The starting base pay for this position is $110,000 annually. The actual base is dependent on many factors such as work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future.

This job description is not intended, nor should it be construed to be an exhaustive list of all responsibilities, duties, skills, or working conditions associated with a job. It is intended to be a general description of the principal requirements common to positions of this type.

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.