Senior Manager, Dealer Credit Examiner

Senior Manager, Dealer Credit Examiner (2600007V) Job Summary

We’re seeking a senior credit risk professional to conduct independent, on‑site financial reviews of automobile dealerships across the United States. The role supports new loan originations and existing credit relationships by providing clear, objective financial insight.

• Medical, dental, and vision plans
• Annual employer HSA contribution
• 401(k) matching and immediate vesting
• Vehicle purchase and lease discounts – $350 (Associate/Sr. Associate), $800 (Director), $900 (Executive Director), $1,000 (VP or Above)
• 100% employer‑paid life and disability insurance
• Health and wellbeing programs, including a gym benefit
• Six weeks of paid parental leave
• Paid Volunteer Time Off; company donation to chosen charity

• Conduct on‑site financial reviews of new and existing commercial borrowers
• Review books, records, accounting systems, and bank activity for accuracy and reliability
• Analyze cash flow, liquidity, working capital, and balance sheet integrity
• Perform bank reconciliations and assess true available cash
• Identify financial weaknesses, trends, and risk indicators
• Recommend financial statement and working capital adjustments
• Prepare concise field examination and credit review reports
• Support risk grading, watchlist/criticized asset decisions
• Provide independent financial analysis for workouts, restructurings, and special situations
• Partner with Commercial Risk, Credit, and Legal while maintaining second‑line independence

• 8+ years of commercial credit, financial analysis, field exams, or risk oversight in Dealer Financial Services, Commercial Banking, Commercial Credit Review or Forensic Accounting
• Bachelor’s degree in Accounting, Finance or related field
• CPA, CFE or CFA a plus
• Deep understanding of cash flow, liquidity, and working capital
• Strong experience with credit risk grading frameworks
• Clear, confident communicator with strong judgment
• Ability to engage with senior leadership and borrower management teams
• Experience with criticized assets or special situations a plus
• Ability to travel and conduct assessments on site at dealer locations

Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment.

The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets, experience and training, licensure and certifications, geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.

Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce.