Portfolio Manager sp

Portfolio Manager I - Middle Market, Leveraged & Syndications

What is the opportunity?

The Portfolio Manager is part of the credit management team focused on the long-term risk‑adjusted returns for the bank within the assigned business segment and/or geographic area(s). This individual manages a sub‑set of existing credits and is a key partner in the origination of new credits.

• Underwrite cash flow–based financing for public and private middle market companies across a variety of industries.
• Transaction types include syndicated loans and lines of credit, trade finance, foreign exchange, acquisitions, recapitalizations, growth capital, etc.
• Underwrite leveraged lending profiles and cash flow structures through projection modeling and enterprise value analysis.
• Prepare quarterly and annual reviews, review covenant compliance, and evaluate borrower amendment requests.
• Provide comprehensive credit recommendations and presentations to key risk partners related to prospective and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions).
• Present credit recommendations within the bank's risk appetite and framework and follow the bank's policies, processes, and procedures.
• Maintain an elevated level of client service and credit acumen to address needs appropriately and timely.
• Oversee and manage the portfolio, including timely risk rating assessments, reporting covenants, covenant compliance, and preparation of quarterly and annual reports.

• Mentor junior colleagues, foster a culture of continuous improvement and professional growth.
• Own and manage an assigned credit portfolio, ensuring alignment with organizational goals and risk management practices.
• Analyze credit data and perform underwriting to assess creditworthiness and recommend appropriate structures to the Sales team and client; prepare underwriting memorandums and approval documents for presentation to Credit Risk.
• Monitor portfolio performance, including periodic reviews and covenant tracking.
• Support underwriting and creditworthiness assessments by analyzing credit data and presenting individual credit recommendations.
• Practice effective risk management, maintaining high standards of credit quality and origination in alignment with the bank’s credit risk appetite and compliance requirements.
• Collaborate with Relationship Manager(s) and cross‑functional teams to manage credit account relationships and support the bank’s strategic initiatives.
• Provide exceptional client service, interacting professionally with clients to understand their needs and provide tailored credit solutions; participate in joint sales pitches with Relationship Manager(s).

• Bachelor’s Degree or equivalent in Finance, Business, or related field.
• Minimum 4 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries.

• Basic experience in credit management and lending operations, with a strong understanding of risk management principles.
• Desire to build leadership and coaching skills, and ability to train and develop talent.
• Strong communication and collaboration skills, with the ability to work effectively with senior leadership and cross‑functional teams.
• Basic analytical skills, with the ability to interpret complex data and make informed decisions.
• Industry‑specific knowledge and expertise.

Compensation:
Starting base salary $44.28 – $75.42 per hour. Exact compensation may vary based on skills, experience, and location. The job is eligible for bonus and/or commissions.

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date.
• Generous 401(k) company matching contribution.
• Career Development through Tuition Reimbursement and other internal upskilling and training resources.
• Valued Time Away benefits including vacation, sick and volunteer time.
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and…