Commercial Risk Analytics Manager

Who We Are

Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 3 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach.

We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values‑driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups.

Together, we strive to be the leader in financing freedom of movement.

Along with competitive pay, as an employee of HCA, you are eligible for:

• Medical, dental, and vision plans with no-cost and low-cost options
• Annual employer HSA contribution
• 401(k) matching and immediate vesting
• Vehicle purchase and lease discounts, plus monthly vehicle allowances by job level:
  • Associate / Sr. Associate: $350
  • Manager / Sr. Manager: $600
  • Director: $800
  • Executive Director: $900
  • VP or Above: $1,000
• 100% employer‑paid life and disability insurance
• No-cost health and wellbeing programs, including a gym benefit
• Six weeks of paid parental leave
• Paid Volunteer Time Off, plus a company donation to a charity of your choice

The Risk Reporting Manager provides risk analytics and reporting related to the Dealer Finance, Commercial Vehicle Finance and Mobility portfolios. Responsibilities include data gathering, data analytics, reporting, model development/maintenance in support of new products, loss prevention, modeling, forecasting, origination and portfolio management. This role will provide accurate and current information in support of department and business’ policies, administration, regulatory (SOX), portfolio management and tracking, and key risk indicators.

In addition, this role will investigate, collect, and analyze auto industry and economic information and data impacting credit risk, including but not limited to, information regarding economic trends forecasts, commercial real estate markets, emerging technology, competitor vehicles and sales, commercial vehicle financing and mobility areas.

• Data Collection and Analysis:
  • Gather, maintain, report, reconcile and analyze data with the most up-to-date, accurate and functionally useful information in support of department and business’ policies, administration and regulatory requirements
  • Build reports, dashboards and monitoring tools and early warning systems to enhance credit decision‑making and information reporting to upper management and Risk Control Committee
  • Develop and enhance early warning, inventory analysis and risk management reports that can be leveraged by the Commercial and Sales teams to effectively manage risk in the Commercial & Mobility portfolios
  • Develop and maintain portfolio risk scorecards and underwriting risk models for Dealer, Commercial Vehicle and Mobility lending products and financial reporting
  • Develop Risk subject matter expertise in support of New Market Introductions and New Product Introductions by completing market/product research, Collaborate with Mobility team to assess and build out new markets and new products
  • Prepare loss estimates to support new Mobility products, including the development of probability of default and loss given default analyses
  • Develop and maintain monthly pre‑approval lists in support of Subscription and other Commercial and new Mobility products
  • Support Dealer, Commercial Vehicle Finance and Mobility portfolio by developing and monitoring the scorecard performance and other key indicators. Analyze and recommend actions if indicators deviate from expected performance
  • Investigate and analyze…