Credit Analyst

Senior Credit Analyst

Full-time position based in Irvine, CA with an annual salary of $75,000.00.

• Conduct objective, independent analysis of complex credit data and financial statements of customers to determine the degree of risk involved.
• Perform thorough analysis of financial statements and assess credit requests, including new applications, changes, refinancing, and annual due diligence.
• Provide recommendations tied to credit risk assessment and business objectives.
• Maintain and update financial background information on present and prospective customers.
• Develop and manage credit studies and reports to support decision‑making processes.
• Manage the full scope of collections for assigned accounts to ensure timely payment and review past‑due accounts receivable daily.
• Collaborate with cross‑functional teams such as sales, risk, and compliance to support credit and collections activities.

• Proven experience in credit analysis and financial statement evaluation.
• Strong analytical skills with attention to detail.
• Excellent communication and interpersonal skills.
• Experience with credit reporting tools and software is preferred.
• Ability to work independently and prioritize multiple projects.

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other protected characteristic.