Director of Risk & Analytics - Hybrid; Irvine, CA

We help over 100,000 employers give their employees peace of mind by providing health, pharmacy, and disability, vision, dental and other insurance solutions. At One Digital, the Director of Risk & Analytics for Southern California will lead the strategy, delivery, and evolution of risk, actuarial, and analytics capabilities for our Southern California Employee Benefits practice.

• Owns and leads the SoCal Risk & Analytics strategy, aligned to local client needs, renewal complexity, and growth priorities.
• Serves as the senior analytics and risk leader for the SoCal Employee Benefits practice.
• Partners with market leadership to drive client retention, new business growth, and margin expansion through analytics‑enabled strategy.

• Actively participates in client and prospect meetings, especially for complex renewals, high‑risk populations, funding strategy discussions, and growth opportunities.
• Provides clear, executive‑ready insights, supporting strategic client relationships and marquee presentations as needed.

• Leads and oversees advanced analytics delivery for SoCal clients, including health & welfare financial modeling, cost‑driver analysis, and plan design.
• Manages forecasting, funding strategy evaluation (self‑funded, level‑funded, alternative arrangements such as ICHRA, captives, reference‑based pricing), and comparative analyses to optimize cost, risk, and sustainability.
• Provides analytical guidance for renewal positioning, carrier discussions, and client decision‑making; supports block renewal negotiations with carriers.

• Leads the SoCal stop loss strategy in partnership with One Digital’s Stop Loss Center of Excellence.
• Ensures competitive, well‑structured stop loss placements aligned with client funding strategies, including captives, reference‑based pricing, and ICHRA‑compatible solutions.
• Guides on claims trends, market dynamics, carrier performance, and risk trade‑offs across alternative funding approaches.

• Builds and develops SoCal‑based analytics and risk talent through direct leadership.
• Coaches team members on technical excellence, business acumen, and consultative delivery.
• Supports hiring, onboarding, performance management, and succession planning for market analytics roles.

• Designs and refines scalable analytics delivery models to support consistent, high‑quality execution as the practice grows.
• Establishes capacity models, delivery standards, and workflow expectations for the SoCal market.
• Serves on internal national committees and working groups, acting as a liaison between SoCal and national analytics teams.
• Drives adoption and effective use of analytics tools, services, and enterprise solutions across the SoCal Employee Benefits practice.

• Collects and synthesizes feedback from clients, consultants, and producers to continuously improve analytics offerings.
• Communicates analytics capabilities, updates, and best practices across the SoCal practice.
• Partners with national teams to ensure alignment between enterprise solutions and evolving local market needs.

• Advanced analytical and financial modeling expertise, including multi‑year projections, funding comparisons, and risk modeling.
• Deep knowledge of health insurance, self‑funded plans, medical stop loss, and employee benefits.
• Experience modeling and advising on alternative funding strategies: ICHRA, stop loss captives, reference‑based pricing, level‑funded and hybrid arrangements.
• Ability to articulate financial, operational, and employee experience trade‑offs across funding strategies.
• Strong operational mindset with the ability to scale delivery without sacrificing quality.
• Exceptional written and verbal communication skills; ability to present complex technical concepts to executive audiences.
• Strong consultative presence in client‑ and prospect‑facing settings; proven influence in a matrixed organization.
• Strong project management, problem‑solving, and…