Claims Consultant, High Net Worth - Personal Lines
Job in
Irvine, Orange County, California, 92713, USA
Listed on 2026-02-15
Listing for:
Insurance Inc
Full Time
position Listed on 2026-02-15
Job specializations:
-
Insurance
Insurance Claims, Risk Manager/Analyst, Insurance Analyst, Property Insurance
Job Description & How to Apply Below
US CA Irvine:
US CA Remote time type:
Full time posted on:
Posted Todayjob requisition :
JR100971
** WHO WE ARE
** Relation Insurance is a leading, innovative company with a strong commitment to excellence and a passion for delivering cutting-edge solutions to our clients. As a key player in the insurance market, we pride ourselves on our dynamic culture, collaborative environment, and continuous drive for success. With a rich history and a bright future ahead, we are looking for exceptional individuals to join our team and contribute to our ongoing growth and success.
** WHAT WE’RE LOOKING FOR
** The Person al Lines High Net Worth Claims Consultant serves as a trusted advisor to high‑net‑worth and ultra‑high‑net‑worth clients by providing white‑glove claims advocacy and end‑to‑end claims management. The individual in this role partners closely with clients, carriers, adjusters, and internal service teams to ensure timely resolution, exceptional service, and optimal claim outcomes across complex personal lines exposures.
** A GLIMPSE INTO YOUR DAY
*** Serves as the primary claims point of contact for high‑net‑worth personal lines clients.
* Provides proactive guidance throughout the full claims lifecycle, from first notice of loss through resolution and recovery.
* Advocates on behalf of clients with carriers and adjusters to ensure fair, timely, and accurate claim handling.
* Reviews coverage, endorsements, and policy terms to support claim strategy and client education.
* Assists clients with complex or sensitive claims involving high‑value homes, scheduled property, fine art, jewelry, collectibles, watercraft, and specialty risks.
* Delivers a concierge‑level service experience with a high degree of professionalism, discretion, and empathy.
* Communicates clearly and proactively with clients regarding claim status, expectations, and next steps.
* Coordinates vendors, experts, and restoration services as needed to support claim resolution.
* Supports clients during catastrophic or emotionally charged loss events with confidence and care.
* Partners closely with Personal Lines Risk Advisors, Account Managers, and Risk Consultants to align claims activity with overall client strategy.
* Identifies trends, coverage gaps, or risk mitigation opportunities arising from claims activity and share insights with service teams.
* Supports renewal and stewardship efforts by providing claims summaries and insights as requested.
* Maintains accurate and timely documentation of all claim activity within agency management systems.
* Ensures compliance with carrier guidelines, internal procedures, and regulatory requirements.
* Supports audits and quality reviews related to claims handling and documentation.
* Performs other projects, duties, and tasks, as assigned.
** WHAT SUCCESS LOOKS LIKE IN THIS ROLE
*** High School Diploma or equivalent.
* Minimum 5 years’ proven experience handling high value, complex high net worth personal lines claims, including luxury homes, secondary residences, and specialty assets.
* A Property & Casualty License from state of domicile is required and must be maintained.
* Demonstrated expertise in High Net Worth or Private Client insurance programs and policy forms.
* Deep expertise in property insurance, liability coverage and insurance law.
* Working knowledge of insurance markets, products, services, insurance ratings and underwriting procedures.
* Strong background in end to end claims oversight, from first notice of loss through settlement and resolution
* Experience serving as a client advocate, providing high touch, consultative support to affluent individuals or family offices
* Ability to interpret and explain complex coverage positions clearly and confidently to clients and stakeholders
* Hands on experience coordinating specialty vendors and experts (e.g., adjusters, appraisers, restoration firms, legal counsel)
* History of successfully handling large loss or emotionally sensitive claims with professionalism and discretion
* Proven collaboration with brokers, underwriters,…
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