Director, FP&A – Personal Lending

Come work with one of the nation’s largest growing lenders. Reprise Financial offers a fun and flexible work environment, room for advancement, paid time off and excellent pay and benefits including 401K, health and dental.

We are always on the lookout for passionate and professional individuals that we can train to be a part of our growing team. Check out our openings below and be a part of our positive and rewarding culture that promotes genuine respect and teamwork.

Reprise Financial is on a mission to simplify the financial journey for our customers, making personal loans accessible and transparent. We leverage technology and a customer‑first approach to provide fast, reliable personal loans of up to $25,000, ensuring our clients receive the support they need without hidden fees or complex terms. Our commitment to integrity and clarity allows us to foster trust and empower individuals to take control of their finances.

At Reprise Financial, we foster a workplace built on innovation, collaboration, and kindness. Our mission to simplify the financial journey for our customers inspires us to exceed expectations and make a meaningful impact.

We provide the tools, resources, and support for employees to thrive in a dynamic, customer‑focused environment. Transparency, continuous improvement, and open communication drive our culture of trust and excellence, where new ideas are valued, and growth is encouraged.

Join Reprise Financial and be part of a team where your contributions are recognized, and you have the opportunity to innovate, grow, and make a positive difference.

The Director of FP&A at Reprise provides strategic financial leadership across the organization, delivering insights that shape decision‑making, operational efficiency, and long‑term business performance. This role reports directly to the Chief Financial Officer and partners closely with senior executives as a trusted financial advisor. You will lead the company’s planning, forecasting, and analysis for operating expenses and strategic investments, translate complex financial data into clear, actionable recommendations, strengthen resource allocation and performance, and elevate the financial narrative for executive reviews and key stakeholders.

• Lead financial planning, forecasting, and operating expense management across the organization.
• Own, update and enhance the corporate financial model to support budgeting, forecasting, long‑range planning, and strategic scenario analysis for executive leadership.
• Deliver proactive, data‑driven insights and recommendations that strengthen financial performance and optimize resource allocation.
• Build and present business cases for strategic initiatives and transactions; track results and guide follow‑up actions.
• Standardize and automate expenses, headcount, and financial reporting to improve accuracy and efficiency.
• Serve as a trusted advisor to senior leadership, providing clear guidance on financial strategy and business decisions.
• Own and communicate the operating expense narrative for executive reviews and key stakeholders.
• Forecast and monitor origination volume and loan portfolio performance, including delinquency, charge‑off, recovery, and loss trends.
• Partner with Risk/Credit on loss forecasting and assess financial impacts of underwriting or policy changes.
• Analyze unit economics (CAC, LTV, channel profitability) to guide pricing, marketing spend, and product strategy.
• Support pricing models and new product features in collaboration with Product and Risk teams.
• Assist with capital planning, liquidity forecasting, and funding strategy.
• Incorporate regulatory and compliance considerations into forecasts and financial planning.

• Bachelor's degree in finance, accounting, or related field; MBA, CFA, CPA or advanced degree preferred but not required.
• 5+ years of FP&A or related financial experience within financial services, consumer lending, or another regulated environment.
• Proven expertise in expense forecasting, financial modeling, reporting, and operating expense management.
• Very strong proficiency in Excel,…