Portfolio Credit Risk Management 2nd LOD Sr. Analyst, AVP

## Portfolio Credit Risk Management 2nd LOD Sr. Analyst, AVPApplylocations:
Irving Texas United Statestime type:
Full time posted on:
Posted Todayjob requisition :
The Portfolio Credit Risk Management 2nd LOD Sr. Analyst is a role within the Second Line of Defense (2nd LOD) risk organization. The role applies in-depth specialty knowledge in monitoring, assessing, analyzing, and evaluating credit risk across portfolios — with a specific focus on Wealth Wholesale Structured Products. This role integrates established disciplinary knowledge within credit risk management. The Sr. Analyst demonstrates good judgment in navigating risk scenarios, interacts cross-functionally with business partners, and contributes meaningfully to the overall risk governance framework.

** Responsibilities
* ** Support the preparation of portfolio discussions and monitoring activities for Wealth Wholesale Structured Products, including the development of materials for risk forum meetings, senior management reviews, and periodic portfolio monitoring.
* Monitor and assess credit risk trends, concentrations, and emerging risks within the Wealth Wholesale Structured Products portfolio, providing timely and actionable insights to senior risk officers and business stakeholders.
* Support the maintenance of credit risk monitoring frameworks, including supplemental monitoring metrics.
* Interpret financial data, credit metrics, and portfolio analytics to support risk identification, assessment, and escalation processes.
* Collect, organize, and maintain Manager's Control Assessment (MCA) evidence, ensuring documentation is complete, accurate, and aligned with internal control standards and regulatory expectations.
* Assist in the execution of MCA testing activities, tracking control gaps, remediation actions, and evidence submissions in a timely and structured manner.
* Maintain and keep up to date the team's project tracker, a project management tool shared with senior management that consolidates all ongoing projects and recurrent activities, including target dates, milestones, and status updates; ensure the tracker accurately reflects current progress and is a reliable reference for prioritization and senior management visibility.
* Collaborate with Credit Officers, Product Managers, Risk Managers, and other stakeholders to ensure alignment on credit risk standards and portfolio management objectives.
** Qualifications
* ** 3–5 years of experience in credit risk management, portfolio risk analysis, financial analysis, or a related discipline within a financial institution; prior exposure to a risk oversight or control function is a plus.
* Familiarity with Wealth Management or Wholesale Structured Products is an advantage, though candidates with broader credit risk or financial products experience will be considered.
* Exposure to Manager's Control Assessment (MCA) processes, internal control documentation, or compliance/audit evidence collection is preferred; willingness to learn and develop expertise in this area is equally valued.
* Experience maintaining project trackers, task logs, or similar organizational tools (e.g., Excel, SharePoint, or equivalent platforms); demonstrated ability to manage multiple work streams, deadlines, and priorities simultaneously.
* Foundational understanding of credit risk principles, financial analysis, and portfolio monitoring concepts; knowledge credit risk frameworks is a plus.
* Ability to interpret financial data, credit metrics, and portfolio analytics to support risk identification and reporting.
* Strong organizational skills and attention to detail, with the ability to maintain accurate and up-to-date documentation and reporting tools.
* Clear and effective written and verbal communication skills.
* Self-starter with the ability to work independently, take ownership of assigned tasks, and proactively flag issues or delays.
** Education
* ** Bachelor's/University degree in Finance, Accounting, Economics, or a related field required.
* Master's degree or professional certification is a plus.
** Relevant Skills
** Analytical Thinking, Constructive Debate, Credit Portfolio Management, Escalation Management,…