Global Enhanced Due Diligence Operations, Analyst

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long‑term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Enhanced Due Diligence (“EDD”) Operations Analyst. Responsible for performing EDD on Financial Institution (FI) clients, e.g., foreign banks, foreign financial institutions, broker‑dealers, money service businesses (MSBs), third‑party payment processors (TPPPs), and others. This position is located in Irving, TX. The analyst reviews a variety of cases of varying complexity, assessing clients’ profiles, AML programs, transactions, and customer relationships to provide a holistic assessment of potential financial crime risks.

• Review and ensure that EDD documentation is appropriate.
• Review and assess information about the FFIs’ AML programs, for example by using the Wolfsberg CBDDQ responses.
• Review transactional data and identify any potential red flags or inconsistencies within a given timeframe.
• Conduct screening in accordance with Bank policy and elevate true hits to Adverse Findings.
• Identify red flags and elevate them accordingly using sound judgment.
• Synthesize information from multiple data sources into a clear evaluation and recommended actions.
• Prepare detailed and concise client narratives.
• Generate a list of proposed questions for AML Advisory in preparation for the customer site visit or call.
• Perform additional due diligence based on the outcome of site visits or calls as needed.
• Maintain daily operations and manage ad‑hoc projects regularly.

• Experience in AML/BSA compliance & KYC, preferably within the financial services industry, and conducting EDD on foreign financial institutions.
• Experience reviewing comprehensive documents, including complex ownership structures and Wolfsberg Questionnaires (CBDDQ, FCCQ, and AML programs of FI clients).
• Strong working knowledge of AML/BSA/OFAC laws and regulations related to money laundering and terrorist financing; ability to apply this knowledge in assessing transaction activity and customer profiles.
• Excellent organizational, communication (especially writing), interpersonal, and analytical skills.
• Ability to multi‑task, adapt to changing priorities, and effectively prioritize workflow to meet critical deadlines.
• Critical thinking and problem‑solving skills.
• Ability to work in a fast‑paced, demanding environment and work well under pressure.
• Work independently and in a team environment; maintain effective working relationships with key business partners.
• Familiarity with Actimize and other financial crime, risk, and compliance applications is a plus.
• Effective internet and research skills and usage of third‑party tools.
• Strong proficiency in Microsoft Excel.
• Bachelor’s degree and CAMS certification preferred or equivalent work experience.

The typical base pay range for this role is between $71,000 and $87,000, depending on job‑related knowledge, skills, experience and location. The role may also be eligible for discretionary performance‑based bonus and/or incentive compensation. Benefits include comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid…