Network Compliance Analyst​/Mastercard​/Discover

Description

Payment Network Compliance Analyst (Visa/Mastercard/Discover)

Merchant Compliance | Sponsorship Oversight | Acquiring

Citizens is seeking a Payment Network Compliance Analyst to support our sponsorship oversight program within the Payments Risk organization. This role is responsible for ensuring adherence to Visa, Mastercard, and Discover network rules across merchant and third-party relationships.

This is a hands‑on, execution‑focused role—not a traditional vendor risk/GRC position. The work is case‑driven, detail‑heavy, and high‑volume, requiring strong judgment, documentation accuracy, and follow‑through.

• Review and manage merchant compliance cases, including network violations, inquiries, and escalations.
• Support third‑party agent (TPA), including network registrations.
• Ensure compliance with Visa, Mastercard, and Discover rules and programs.
• Maintain audit‑ready documentation for all compliance activities and submissions.
• Track, prioritize, and resolve multiple active cases simultaneously.
• Partner with internal teams (Payments, Risk, Compliance) to investigate and resolve issues.
• Identify and elevate potential risks or non‑compliant merchant activity.
• Support reporting and tracking using Excel and internal case management tools.

• Direct experience in payment network compliance (Visa, Mastercard, Discover) or merchant acquiring/sponsor bank environment.
• Experience with merchant registrations or violations handling.
• Experience managing case‑based compliance work (tracking, investigation, resolution).
• Experience with regulatory or network‑driven processes requiring documentation rigor.
• Strong attention to detail and ability to produce accurate, audit‑ready work.
• Proven ability to manage high‑volume, process‑driven workflows.
• Strong Excel skills (tracking, validation, reconciliation).
• Ability to work cross‑functionally and independently drive issues to resolution.
• Bachelor’s degree or 1–3+ years’ experience in payments required.

• Experience with third‑party agent (TPA) registration processes.
• Experience with merchant network compliance monitoring or acquiring operations.
• Experience with PCI DSS, ADC (Account Data Compromise).
• Background in payments operations.
• Knowledge of fraud / rules in payments context (helpful but not required).
• Experience improving or optimizing compliance workflows or tracking processes.

• Not a traditional TPRM / vendor risk / IT GRC role.
• Not focused on cybersecurity frameworks (NIST, ISO) as primary work.
• Not strategy‑heavy—this is a hands‑on operational role.

Reports to Director – Sponsorship Oversight (Payments Risk). Team operates in a high‑growth, high‑volume environment with strong cross‑functional exposure across Payments, Risk, and Compliance.

Hours per Week: 40.

Work Schedule:

Monday–Friday. Hybrid, 4 days on site from a Citizens corporate office, 1 day remote. Work Location Options:
This role can sit at any Citizens hub where there is capacity, including
RI – Johnston
CT – New Haven;
Stamford
DE – Newark
FL – Tampa;
Coral Gables
GA – Atlanta
IA – Coralville
IL – Chicago
MA – Boston
MA – Medford
MD – Baltimore;
West Bethesda
NJ – Mount Laurel;
Short Hills;
Spring Lake Heights;
Marlton
NY – Albany;
Tarrytown;
Syracuse
OH – Cleveland
PA – Philadelphia;
Pittsburgh
TX – Irving;
Houston
VA – Glen Allen;
Falls Church;
Richmond

The salary range for this position is $86,000–$101,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time‑away policy of every local and state jurisdiction in the United States.

Citizens, its parent, subsidiaries, and related companies provide equal employment and…