Senior Credit Underwriting Analyst

McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve – we care.

What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas. Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow’s health today, we want to hear from you.

Are you ready to be a pivotal force in Advancing Health Outcomes For All®? Join the Financial Services and Solutions (FSS) organization, where our focus is being a strategic business partner who creates value, provides efficiency, and ensures compliance for McKesson. In FSS, you'll gain exposure to all McKesson businesses while growing as a finance professional and fostering collaborative relationships with internal and external customers.

Our high employee engagement scores reflect a vibrant and diverse workplace where your contributions have a tangible impact on the enterprise. If you're passionate about making a real difference and want to be part of a dedicated team that values professional growth, FSS is the place for you. Join us and energize your career with endless opportunities!

The right candidate to join our FSS team can demonstrate the following competencies: embrace digital transformation, diverse and inclusive collaboration, strategic and analytical thinking, adaptability and growth mindset, and clear and impactful communication.

Role Summary

Own end-to-end underwriting for a complex portfolio, independently evaluating credit risk, structuring limits and terms, and delivering well-supported decisions aligned to risk appetite and enterprise objectives. Lead advanced financial and risk analysis, applying deep subject matter expertise to assess complex organizational structures, identify key risk drivers, and anticipate emerging trends across diverse customer segments. Develop and influence credit decisions through executive-ready recommendations, translating complex analysis into clear, actionable insights while partnering cross-functionally to balance growth and risk.

Drive portfolio performance and underwriting excellence, proactively monitoring risk, resolving complex or high-impact scenarios, and leading enhancements to underwriting processes, consistency, and efficiency.

General Responsibilities

• Independently manage a portfolio of complex, high-value customer relationships, including multi-entity and non-standard structures
• Own end-to-end underwriting decisions, including credit limits, terms, and structuring, within established risk appetite
• Exercise sound judgment in ambiguous situations, ensuring decisions are well-supported and aligned to enterprise objectives

• Perform comprehensive financial and credit analysis, including liquidity, leverage, cash flow, and operating performance
• Evaluate complex ownership structures (e.g., PE-backed, parent/subsidiary) and assess risk across diverse healthcare segments
• Anticipate emerging risks by integrating financial performance, industry dynamics, and market trends into analysis

• Proactively monitor portfolio performance, identify risk trends, and implement appropriate mitigation strategies
• Lead resolution of complex or high-risk credit scenarios, including escalations and non-standard requests
• Ensure underwriting decisions are consistent with policy, regulatory expectations, and risk management standards

• Develop clear, defensible underwriting recommendations supported by data, analysis, and business rationale
• Translate complex financial analysis into concise, executive-ready insights to support decision-making
• Influence outcomes through effective communication with senior leadership and cross-functional stakeholders

• Partner with Sales, Finance,…