Senior Credit Analyst

McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve – we care. What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas.

Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow’s health today, we want to hear from you.

Own end-to-end underwriting for a complex portfolio, independently evaluating credit risk, structuring limits and terms, and delivering well-supported decisions aligned to risk appetite and enterprise objectives.

• Portfolio Ownership & Decisioning Independently manage a portfolio of complex, high-value customer relationships, including multi-entity and non-standard structures Own end-to-end underwriting decisions, including credit limits, terms, and structuring, within established risk appetite Exercise sound judgment in ambiguous situations, ensuring decisions are well-supported and aligned to enterprise objectives
• Advanced Financial & Risk Analysis Perform comprehensive financial and credit analysis, including liquidity, leverage, cash flow, and operating performance Evaluate complex ownership structures (e.g., PE-backed, parent/subsidiary) and assess risk across diverse healthcare segments Anticipate emerging risks by integrating financial performance, industry dynamics, and market trends into analysis
• Risk Assessment, Monitoring & Mitigation Proactively monitor portfolio performance, identify risk trends, and implement appropriate mitigation strategies Lead resolution of complex or high-risk credit scenarios, including escalations and non-standard requests Ensure underwriting decisions are consistent with policy, regulatory expectations, and risk management standards
• Recommendation Development & Executive Influence Develop clear, defensible underwriting recommendations supported by data, analysis, and business rationale Translate complex financial analysis into concise, executive-ready insights to support decision-making Influence outcomes through effective communication with senior leadership and cross-functional stakeholders
• Cross-Functional Collaboration & Business Partnership Partner with Sales, Finance, AR, and external customers to gather insights and structure pragmatic credit solutions Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy
• Subject Matter Expertise & Team Contribution Act as a subject matter expert in underwriting practices, credit policy, and assigned industry segments Provide guidance and informal mentorship to less experienced analysts; elevate overall team capability and consistency Identify and communicate portfolio-level risks, trends, and opportunities to leadership
• Process Improvement & Strategic Impact Lead or significantly contribute to improvements in underwriting processes, tools, and decision frameworks Identify opportunities to enhance efficiency, automation, and standardization across workflows Support the evolution of credit policy, risk frameworks, and best practices through applied expertise

• Education/Training Bachelor’s degree in Finance, Accounting, or related field
• Business Experience 5+ years of experience in underwriting or corporate finance
• Strong understanding of financial statement analysis
• Embrace Digital Transformation Demonstrate a strong…