Financial Security Investigations Officer

Position:Financial Security Investigations Officer

Location: 12701 Schabarum Ave

Irwindale, CA

Remote Status: Hybrid

Job :249

# of Openings:1

Financial Security Investigations Officer

Location
:
Irwindale, CA – Rize Credit Union Headquarters
Full-Time | Exempt
Hybrid work arrangement available
Protect More Than Accounts. Help Shape How We Fight Fraud.

Fraud is changing quickly. So are the tools, technologies, and strategies needed to stop it.

Rize Credit Union is looking for an experienced Financial Security Investigations Officer to take the lead on complex fraud and financial crime investigations while helping us strengthen how we detect, prevent, and respond to emerging threats.

This is not simply a case-management role. As a senior individual contributor on our Financial Security team, you’ll investigate high-risk and unusual activity, analyze fraud trends and control weaknesses, evaluate the effectiveness of our fraud detection systems, and recommend strategies that help protect our members, our assets, and our organization.

You’ll also serve as a subject-matter resource to colleagues across Rize, bringing together investigative expertise, data analysis, technology, and sound judgment to continuously improve our fraud prevention program.

What You’ll Do

Lead Complex Investigations

• Independently manage complex, high-risk, and unusual fraud and financial crime investigations from initial review through resolution.
• Analyze transactions, account activity, member profiles, system data, and other information to identify suspicious activity, emerging patterns, and broader risk exposure.
• Conduct advanced interviews with members, suspects, witnesses, team members, and other parties.
• Develop investigative findings and recommend appropriate case actions, including account restrictions, closures, reinstatements, recovery, restitution, and law enforcement referrals.
• Perform root-cause analysis of fraud events and losses to identify control weaknesses and recommend solutions.

Strengthen Fraud Detection & Analytics

• Analyze and optimize fraud surveillance and transaction-monitoring systems through rule tuning, threshold testing, alert optimization, and suppression analysis.
• Evaluate fraud detection models, scoring logic, rules, and thresholds against emerging fraud trends and Rize’s risk profile.
• Analyze alert volumes, detection rates, false positives, fraud losses, and other performance indicators.
• Develop and maintain fraud analytics, Key Risk Indicators (KRIs), dashboards, loss-trend reporting, and other measures of program effectiveness.
• Recommend new or enhanced fraud detection rules and strategies based on emerging schemes, scam typologies, member behavior, system performance, and industry intelligence.
• Provide fraud analysis and reporting to support management, Executive, and Board-level reporting.

Help Build the Future of Fraud Prevention

• Evaluate fraud risks associated with emerging products, payment technologies, artificial intelligence, machine learning, digital identity verification, account-opening technology, and other services.
• Recommend improvements to fraud prevention, detection, investigation, response strategies, policies, procedures, controls, and technology.
• Participate in implementation, testing, validation, and User Acceptance Testing (UAT) for fraud applications, monitoring platforms, digital banking controls, and system enhancements.
• Help develop fraud detection strategies that leverage analytics, automation, and emerging technologies.
• Partner across Rize on projects involving fraud risk, controls, systems, and process improvements.

Support Compliance & Case Resolution

• Conduct investigative activities supporting applicable BSA/AML, OFAC, USA PATRIOT Act, and other financial crime requirements.
• Prepare detailed Suspicious Activity Reports (SARs) and supporting documentation.
• Maintain complete, accurate, and audit-ready investigative records.
• Support regulatory examinations, Internal Audit requests, risk assessments, and internal control reviews.
• Coordinate complex recovery and resolution efforts with Collections, Legal, law enforcement, external recovery partners, and other stakeholders.
• Prepare or coordinate…