Group Solutions - Issuing & Acquiring – Card issuing – Card Fees Specialist

Position: Group Payment Solutions - Issuing & Acquiring – Card issuing – Card Fees Specialist
Location: Turbigo

The  “Group Payment Solutions”   (GPS) product line’s mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends. Within Group Payment Solutions,  “Issuing & Acquiring”   focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena.

In particular you will be part of the “Card Issuing” team within “Issuing & Acquiring” structure.
In this role you will:
Responsibilities       :

Collaborate to the steering and supervision of the Issuing strategy   at Group Level according to its own specificities in coordination with the parallel development of the Acquiring strateg
ySupport   the management and development of  Card Issuing products and service
sCreate and analyse ad hoc Business Case  s to assess new initiatives in term of profitabilit
yCoordinate project work stream  s and providing  project management for key initiative
sConduct market intelligenc  e on a need basis, analyse and understand recent trends, assess competitors value propositions, propose actions for further improvements also leading best practice sharing to all LE
sMonitor the competitive situation and payment industry dynamic  s, identify threats and opportunities, and recommend appropriate response strategie
sManage the relationships with Group Strategic Partner  s within Issuing scop
eWork on specific topi  c related to Card Issuing, always considering a Group perspective
:

Analyse, manage   an d monitor Group LEs International Card Scheme  s (ICSs) and  Domestic Schem  e  fee  s within the  framework of Long-Term Agreement  s (LTA) in place with payments’ network
sAssessment of  card schemes manual  s, bulletins, quarterly reporting and Interchange fees chart
sManagement of  BIN product lis  t to action relevant business initiatives  within consume  r and  commercial custome  r bas
eLeverage on dedicated dashboar  d  to monitor Card Schemes fee  s based on partnership in place with external provider. In addition, perform assessment leveraging on detailed reporting availabl
eDeep dive the nature of Schemes Fee  s billed to Group LEs such as  new fee  s,  optional service  s  penaltie  s and  mandate
sActive analys  e and  monito  r ofICSs, Domestic Schemes and Processing fees at Group level  within the scope of Multi Year Pla  n to define cost optimization initiatives and savings opportunitie
sInteract with

ICSs counterpart  s and  third party provider  s involved in the fees billing processe
sSetup of monthly reporting processe  s to track Card Issuing performances with impact at P&L with a focus on costs side (e.g., Card Schemes fees)
Adoption  dashboards and intelligenc  e tool leveraging on  payment partners   (e.g., Scheme tools  )
)Develop on a regular basis "good practice sharin  g", centralize know-how and deliver multi-market solution
ai Specific Issuing product knowled  ge (debit, credit, prepaid, wallet, token, etc
.)Ability t o match different data sourc  es and create effectiv e reporting to support decision maki
ng Knowledge on main relevan t Card Issuing regulatio  ns (e.g., Multilateral Interchange Fees)
Knowledge o f payment process  es an d logi
cs Ability t o deal with different counterpartie  s a nd external provide
rs Expertise in card payments business mode  l (e.g., revenue model, cost side) is a pl
Qualifications      Degree in Economics, Finance or Enginee
Ring Fluent in English knowledge of other languages utilized in Uni Credit countries are wel
come Solid foundation in business topics, planning, strategic methodologies and project management even in multi-countries perspec
tive

Good knowledge of Payment industry, new technologies, trends and related metrics/dri
vers Clear understanding of reporting and data analysis and usage of surveys /…