Liability Zone Leader - South

Job Title and Location

Liability Zone Leader – South (Based in Alpharetta or Remote South)

The North American Liability team offers a wide range of liability insurance solutions, including National Accounts Excess, Multinational, Reverse Flow, Environmental Liability and some Primary General Liability in the United States and Canada.

• Lead a team of underwriters/team leads to underwrite profitable new and renewal business to meet Liability targets regionally and/or globally.
• Lead team in negotiating participation, pricing and terms and conditions for large/critical clients.
• Take ownership of large/critical accounts/clients and have ultimate responsibility for accounts within the team.
• Lead and manage a team, including training and development and act as the referral point for other underwriters.
• Develop and maintain strong relationships with brokers and clients.

• Managing a team of underwriters, including delegating tasks and supervising portfolio, and acting as point of referral and managing cost center budget.
• Contributing to the development and execution of the regional underwriting strategy for Liability.
• Managing referrals from underwriters and spokes and re‑underwriting complex business as appropriate.
• Responsibility for zonal performance within National Accounts sub‑LoB and acting as a champion for any matters relating to the sub‑LoB.
• Underwriting oversight on large/critical new and renewal accounts to meet top and bottom line targets, including negotiating participation, pricing and terms and conditions with brokers.
• Underwriting and evaluating Natural Catastrophe Accumulation, ensuring understanding of catastrophe modelling and interpretation of scenarios for Liability, and underwriting International Insurance Programs for Liability.
• Overseeing underwriting in line with Liability governance framework (e.g., underwriting authorities, global MSU, Underwriting Guidelines, and Rules and Principles).
• Ensuring contract certainty is achieved on all accounts at time of inception.
• Ensuring utilization of global/regional pricing tools.
• Ensuring placing and binding of FAC Reinsurance prior to policy inception.
• Ensuring adherence to reinsurance treaty terms/conditions.
• Proactively supporting acquisition of new business and retention of existing business, including client and producer negotiations where necessary and liaising with Distribution on market management initiatives.
• Positively representing Allianz Commercial externally to the market.
• Proactively driving involvement of functional areas in the underwriting process, including Distribution, ARC, Claims, and Operations.
• Developing and maintaining strong relationships with key producers and clients and other relevant stakeholders (e.g., risk managers).

• A minimum of 8 years of experience in underwriting profitable Liability business, including specialized expert understanding of sub‑LoB products and portfolio.
• Recognized, well‑established long‑term relationship building with brokers at peer group level and within the local market.
• Specialized understanding of regional/local Liability insurance markets and competitor landscape, including global elements.
• Understanding of legal and regulatory framework.
• Ability to assess risk inherent exposures and natural hazards relevant to Liability.
• Ability to analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs.
• Experience designing, developing and implementing consistent, robust wordings.
• Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, and cancellation.
• Ability to analyze highly complex data,…