Mortgage Loan Originator

Position Overview

Mortgage Loan Originator – Liberty FCU, a full‑service credit union located in the Jacksonville, FL area. This role requires excellent communication skills, strong attention to detail, and the ability to multitask in a fast‑paced environment. Candidates must be able to generate mortgage loan business through self‑generating activities and have experience selling mortgage loans. Interested candidates should click Apply.

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face‑to‑face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Make sales calls routinely through face‑to‑face and phone contact with borrowers, ensuring clear understanding of options and informed decisions best suited to borrower's needs.
• Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

• Bachelor's degree preferred.
• 2–3 years of mortgage origination experience preferred.
• Excellent communication skills to discuss loan particulars and personal financial details with clients.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer‑paid Group Term Life Insurance, Short‑Term and Long‑Term Disability Insurance
• Tuition Reimbursement Program

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.