Correspondent Associate Credit Analyst

The Associate Credit Analyst position is a pivotal role, serving as the dedicated single point of contact for Correspondent Lending clients. The primary goal of the Associate Credit Analyst is assisting the Correspondent Lenders in clearing suspense conditions and identifying bottlenecks that would delay their pipelines from being purchased timely. This critical position significantly contributes to maintaining Citibank’s commitment to superior credit quality, an outstanding customer experience, and operational excellence.

It requires a highly detail-oriented individual with strong problem-solving abilities, exceptional communication skills, and a dedication to client advocacy in a fast-paced lending environment.

Job Family Group:
Risk Management

Job Family:
Credit Risk

Time Type:
Full time

Primary

Location:

Jacksonville, Florida, United States

Anticipated Posting Close Date:
Apr 01, 2026

Primary Location Full Time Salary Range: $53,600 – $74,800

• Serve as a single point of contact for Correspondent Lenders, providing guidance and support throughout the suspense condition resolution process.
• Review and clear income, asset, and credit documentation submitted to address suspense conditions in accordance with both Agency and Non-Agency guidelines.
• Monitor, maintain, and manage a daily pipeline, ensuring adherence to service level agreements and timely completion of reviews.
• Review mortgage documentation from application through closing with comprehensive knowledge of the end-to-end origination process.
• Ensure compliance with regulatory requirements, including RESPA and TILA.
• Deliver exceptional customer service by working rebuttals, escalations and scenarios submitted by the Correspondent Lender.
• Support Account Executives by contributing to client-relationship strategies and maintaining strong working partnerships with Correspondent Lenders.
• Complete a pre-funding review to assist with purchasing loans.
• Maintain production and quality standards as defined by the business.

• Minimum 3 years of mortgage industry experience.
• Experience with FNMA and FHLMC underwriting requirements.
• Strong written and verbal communication skills.
• Ability to manage competing priorities in a fast-paced environment.
• High attention to detail and strong analytical skills.

• Bachelor’s/University degree or equivalent experience.

Note:

This is not a Signature Underwriting position.

Primary Location Full Time Salary Range: $53,600 – $74,800. In addition to salary, Citi may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility w Citi’s EEO Policy Statement and the Know Your Rights poster.