Credit Officer II
Job in
Jacksonville, Duval County, Florida, 32290, USA
Listed on 2026-07-09
Listing for:
Bank of America
Full Time
position Listed on 2026-07-09
Job specializations:
-
Finance & Banking
Credit Analyst, Risk Manager/Analyst, Loan Officer / Lending
Job Description & How to Apply Below
Responsibilities
- Partners with relationship management and product partners to assess clients’ credit needs and create solutions
- Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
- Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
- Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
- Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements
- Serves as an escalation point for complex credit transactions
- Mentors and supports associates
- Business Acumen
- Coaching
- Decision Making
- Hiring and Onboarding
- Loan Structuring
- Collaboration
- Credit Documentation Requirements
- Oral Communications
- Risk Management
- Written Communications
- Change Management
- Executive Presence
- Organizational Effectiveness
- Underwriting
- 10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)
- Strong communication skills; ability to communicate vertically, horizontally, and externally
- Experience in financial analysis, structuring, underwriting and portfolio management
- Analytical/technical skills, including financial accounting, modeling and loan structuring
- Industry knowledge across multiple sectors
Minimum Education Requirement: BA/BS Degree Desired
Shift: 1st shift (United States of America)
Hours Per Week: 40
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