Sr Manager, Enterprise Risk and Investigations

About the Role

The Senior Manager, Enterprise Fraud Compliance & Investigations, is a senior financial crime compliance and fraud leader responsible for overseeing fraud compliance strategy, complex fraud investigations, and fraud advisory across a diversified financial technology environment. This role supports businesses that provide issuer processing, core banking solutions, digital payments, treasury management, liquidity management, and capital markets platforms to banks, fintechs, broker‑dealers, corporates, and other regulated financial institutions.

The successful candidate is a seasoned fraud and financial crime professional with experience operating in complex financial services or financial technology environments. In addition, the ideal candidate brings deep expertise across card fraud, payments fraud, deposit fraud, online banking fraud, treasury fraud, capital markets fraud, fraud detection technology, AML/fraud convergence, and complex investigations. This individual will serve as a trusted advisor to Compliance, Product, Technology, Operations, Client Management, Legal, Risk, and regulated entity leadership.

Assessing fraud risk at regulated entities and across issuer processing, core banking, treasury, liquidity, and capital markets products. Leading or overseeing complex fraud investigations involving high‑risk events, significant losses, organized fraud rings, internal fraud, cyber‑enabled fraud, and emerging typologies. Advising on fraud control design embedded in transaction authorization, onboarding, authentication, monitoring, case management, dispute handling, and regulatory reporting workflows. Partnering with AML investigations teams to support unusual activity identification, escalation, SAR decisioning, and financial crime governance for regulated entities.

Translating complex fraud risks into practical, executive‑ready guidance for business leaders, clients, auditors, and regulators, and influencing business, technology, and operations stakeholders. Supporting regulatory exams, audits, and independent testing, and driving remediation of fraud control weaknesses. Developing fraud governance, standards, and risk appetite metrics.

The candidate should understand how fraud controls are applied across the card transaction lifecycle, including authorization scoring, rule strategies, velocity limits, authentication, fraud alerts, disputes, and exception handling. They should have strong knowledge of fraud risks across issuer processing and card products, including debit, credit, prepaid, commercial, and private‑label card fraud, card‑not‑present fraud, card‑present fraud, lost/stolen card fraud, counterfeit card fraud, card testing attacks, tokenization and digital wallet fraud, account takeover involving card products, authorization fraud strategies, clearing, settlement, disputes, and chargeback fraud considerations, and Visa, Mastercard, Discover, and other network fraud programs and rules.

The candidate should understand how fraud risk differs across consumer, small business, commercial, and institutional payment flows, and should have broad payments fraud expertise across traditional and emerging payment rails, including ACH fraud, wire transfer fraud, RTP and Fed Now fraud, P2P payment fraud, digital wallet fraud, business email compromise, authorized push payment scams, invoice redirection fraud, payroll diversion schemes, corporate payments fraud, mule account activity, and cross‑channel fraud migration.

Because the company develops core banking products, the candidate should understand fraud risks embedded in deposit and banking platforms, including new account fraud, synthetic identity fraud, identity theft, account takeover, check fraud, mobile deposit fraud, duplicate presentment, check kiting, first‑party fraud, friendly fraud, bust‑out schemes, online and mobile banking compromise, credential stuffing and session hijacking, and fraud risk within customer onboarding, account maintenance, funds availability, and transaction…