Commercial Lender

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Full Time Professional Remote, US

8 days ago Requisition

Salary Range: $ To $ Annually

At Stearns Bank, we’re helping people, entrepreneurs, small businesses, and local communities nationwide reach their full financial potential. Sound like something you want to be a part of? If so, we’re currently looking for a Commercial Lender This position is a Connected Mobile Work Environment position.

Come see how we’re doing business unusual and charting our own path to reimagine a more inclusive financial services and banking ecosystem for all.

Stearns Bank understands and respects that everyone is managing unique career, family, and wellness needs. That’s why we offer industry-leading benefits to employees to help them live healthy lives and bring their full selves to work every day. Benefits may vary for part-time positions. Some of those benefits include:

• Employee Stock Ownership Plan & 401k Plan
• Healthcare (Medical, Dental, Vision, Telehealth, Life insurance)
• 12-week Paid Parental Leave and Medical Leave:
  With a cap of 20 weeks for eligible team members who qualify for both Medical and Parental Leave related to the birth of a child
• $5,000 Family Care Reimbursement:
  Childcare, Elder Care, Student Loan Debt, Pet expenses, Down Payment Assistance, Health Insurance Premiums
• PTO from 13 to 23 days depending on tenure. Cashout and Carryover options
• 10 Days Sick Time
• 11 Paid Holidays
• 2 Days Self Allowance Time
• Tuition Assistance

For this position, we anticipate an annual salary between $140,000 – 175,000 Final employment offers will be dependent upon the selected candidate’s relevant qualifications and experience.

Develop and manage lending relationships for the purpose of generating loan requests that meet established lending requirements, which provide maximum profitability to the bank with a minimum risk. Including managing a loan portfolio for the express purpose of increasing balances and profit, and decreasing past dues, charge-offs, and other loan problems. Ability to work within the bank’s national lending platform under various programs.

• Develop an on-going personal business development plan that utilizes a structured calling program that generates an agreed-to minimum of new loan growth and fee generation based on business unit KPIs.
• Collect necessary information from loan applicants so that loan requests can be understood and properly underwritten; respond to the credit department’s questions pertaining to the underwriting process to determine the credit worthiness of loan applicants.
• Will provide information as requested on status of loans in process and approved but not closed (pipeline and backlog report).
• Make timely decisions on loan applications within granted authorities.
• Is responsible for the accuracy of loan grading, documentation, performance, clearing of exceptions, and follow-up on all loans in assigned portfolio.
• Will actively work existing customer base for referrals that garners new business from prospects and existing customers alike.
• Maintain a list of delinquent accounts within the personal portfolio and maintain a log of collection efforts. Contact delinquent accounts via telephone, personal visits or correspondence. Forward irreconcilable accounts for collector action or pursuing legal action.
• Monitor loan repayment for loans in assigned portfolio and take necessary action to collect past due loans.
• Participate in community activities for the purpose of increasing the bank’s visibility and seeking out new business opportunities.
• Promote bank services, seek out referral opportunities (including…