Card Platform Manager

The Role

We seek a talented Consumer Credit Card Operations Process Manager to join our SoFi Card Platform team. This individual will collaborate with business partners and team members to facilitate the development of business rules and requirements and manage the system parameters within our processor platform. They will assist with the development of best‑in‑practice solutions to complex business challenges and identify opportunities to change, enhance, or streamline existing business projects and initiatives.

They will be expected to act as a subject matter resource in consumer credit card operations and back‑end processor setup, understanding how system parameter settings impact upstream and downstream processes. This position interacts daily with external business partners and cross‑functional internal stakeholders.

What You’ll Do:

• Lead platform implementations for cross‑functional initiatives to meet Credit Card Business Units' goals and metrics.
• Control, maintain, and test First Data (now Fiserv) card platform PCF (Product Control File) and ACS (Adaptive Control System) settings for new and existing card products; translate business requirements into PCF settings and own the configuration of the core processing platform.
• Own administration responsibilities of multiple FDR – Now Fiserv systems.
• Provide inputs to strengthen the credit card portfolio and controls on processes.
• Interpret platform data and help build reports to understand overall business operational performance comprehensively.
• Partner with technology partners and business partners to understand and ensure the readiness and requirements of the platform.
• Conduct regular reviews of the platform processes and procedures, identify improvement areas for better controls and/or OpEx savings, and develop recommendations for change.
• Monitor platform key performance indicators and metrics, identify areas for improvement, and implement solutions to enhance efficiency and effectiveness.
• Build strong partnerships with cross‑functional teams, including business, technology, marketing, risk, legal, and compliance, to ensure that credit card systems and processes are implemented effectively and efficiently.
• Maximize efficiency and productivity through extensive process analysis and interdepartmental collaboration.
• Ensure that credit card operations and platform processes and procedures are documented, reviewed, and updated regularly to ensure accuracy and regulatory compliance.
• Prepare and maintain detailed project plans during and post‑launch, send status reports, and maintain risk and issues logs.
• Recognize and apply various regulatory parameters across credit card business work streams.
• Develop test strategies and criteria and provide assistance with test plan creation, test execution, defect prioritization, and resolution.
• Manage and troubleshoot platform/processing system issues and drive mitigation, resolution, and controls to avoid repeated failures.
• Proactively minimize operational risk.
• Develop forward‑thinking analysis to facilitate the generation of management reports and scaling of our automated processes.
• Perform additional duties and responsibilities as required.

What You’ll Need:

• 5+ years of experience managing and implementing strategies on FDR – Now Fiserv.
• Ability to navigate through ambiguity in a fast‑paced, dynamic, and highly regulated environment.
• Strong project management discipline and ability to deliver a variety of operational and technical solutions.
• Comfortable using JIRA, Tableau, Airtable, and Smartsheet for change management.
• Ability to influence strategy with partners and within business units.
• Developed analytical and investigative skills.
• Demonstrated written and verbal communication skills.
• Collaborative working style and ability to work with vendors and internal teams.
• Recognize and apply various regulatory parameters across work streams.
• BS/BA preferred and/or equivalent work experience.

Nice to Have:

• 3+ years of recent experience in Operations with ongoing increased scope of responsibilities (Consumer Credit Cards are a plus).
• Experience working in a team managing Software Delivery Lifecycle.
• Experience in analyzing data and…