Compliance Senior Associate

Regulatory Reporting & BI Submissions

• Own end-to-end regulatory reporting obligations (monthly, quarterly, annual, and incidental reports) to Bank Indonesia.
• Ensure 100% on-time and accurate submission, including proper documentation and evidence storage.
• Maintain and manage a centralized regulatory reporting calendar and submission tracker.
• Proactively follow up and escalate regulatory risks, including delayed dependencies or unclear requirements.

• Act as a compliance advisor to Product, Partnership, Operations, and Finance teams.
• Translate regulatory requirements into clear operational implications, risks, and required actions.
• Provide accurate and consistent compliance guidance, particularly for regulator-facing matters.

• Own lifecycle of compliance documentation including SOPs, regulatory submissions, and audit materials.
• Ensure all documents are accurate, up-to-date, and submission-ready.
• Build and maintain a Regulatory Reporting Manual covering all reporting obligations and processes.

• Apply a risk-based approach to regulatory obligations, prioritizing high-impact and time-sensitive items.
• Identify potential compliance risks early and escalate proactively to management.
• Ensure no regulatory obligation is left without clear follow-up, escalation, or resolution.

• Coordinate with Product, Engineering, Ops, Legal, and Partnership teams to gather required inputs for regulatory submissions.
• Align stakeholders on timelines, dependencies, and deliverables.
• Drive closure of blockers impacting regulatory compliance.

• Support regulatory audits, inspections, and follow-up requests from Bank Indonesia.
• Prepare required documentation, evidence, and responses for regulatory reviews.
• Ensure readiness for audits through proper documentation and control processes.

• Bachelor’s degree in Law, Finance, Accounting, or related field.
• 3–6 years of experience in Compliance / Risk / Regulatory roles within:
• Fintech / Payment Service Providers (PJP), or
• Banking / regulated financial institutions.
• Hands‑on experience with Bank Indonesia regulations and reporting requirements is strongly preferred.

• Able to own compliance processes end-to-end within defined scope.
• Demonstrates strong discipline in managing deadlines and deliverables.

• Proactively identifies regulatory risks, deadlines, and dependencies.
• Treats regulatory obligations as high-priority compliance risks.

• Able to plan tasks, identify dependencies, and manage contingencies.
• Exercises sound judgment in determining when to escape issues.

• Clearly communicates regulatory risks, consequences, and options.
• Provides practical, actionable compliance advice to stakeholders.

• Strong understanding of:
• Bank Indonesia regulations (PJP, payment systems, reporting).
• Regulatory reporting processes and compliance obligations.
• Ability to draft:
• Regulatory submissions.
• SOPs and compliance guidelines.
• Responses to regulator inquiries.
• Strong attention to detail and consistency in documentation and communication.