Risk and AML Specialist

Job Description & Key Responsibilities

• Develop and maintain
  
  AML frameworks, SOPs, and monitoring processes.
• Handle AML operations, transaction monitoring, RFI/EDD, escalation, and case management.
• Review and improve FDS/transaction monitoring rules and AML typologies.
• Investigate fraud, AML, and transaction monitoring alerts, including suspicious payment, disbursement, merchant, and partner activities.
• Use transaction data dashboard, and monitoring tools toidentifyanomalies,validatealerts, and support investigation conclusions.
• Prepare investigation notes, risk recommendations, and case dispositions for suspicious transactions or merchant activities
• Support AML reporting, regulatory requests, audits, and documentation management.
• Conduct AML risk assessments, RCSA activities, and control improvement initiatives.
• Provide AML and Risk advisory support to cross-functional teams.
• Prepare and maintain
  
  AML-related SOPs, reports, audit responses, and regulatory documentation.
• Conduct merchant,partner, product, and operational risk assessment, including RCSA, control testing, and follow-up risk issues / action plans

• Bachelor’s degree in Law, Finance, Accounting, Business, Information Systems, or related field.
• 3–6 years of experience in AML, Fraud, Risk, Compliance, or Transaction Monitoring within fintech, banking, payments, crypto, e-wallet, remittance, or other regulated financial institutions.
• Strong knowledge of AML/CFT, KYC/CDD/EDD, transaction monitoring, sanctions screening, STR/LTKM, FDS rules, alert handling, and AML risk assessment.
• Experience in AML operations, suspicious transaction reviews, RFI/EDD, and AML control processes.
• Able to draft SOPs, AML guidance, risk assessments, and regulator/audit responses.
• Proficient in Excel or Google Sheets; SQL, dashboard, data analytics, or crypto monitoring exposure is a plus.