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Job Description & How to Apply Below
Location: Jakarta Selatan
- Monitor portfolio performance, asset quality, and profitability.
- Conduct portfolio analytics (Vintage, Cohort, Roll Rate, Delinquency, and Loss Analysis).
- Develop portfolio growth, pricing, and risk management strategies.
- Optimize portfolio mix across products, channels, segments, and risk grades.
- Identify and monitor portfolio risks through EWI and stress testing.
- Analyze customer behavior and portfolio trends to generate business insights.
- Prepare portfolio forecasts, performance reports, and management presentations.
- Collaborate with Business, Risk, Finance, Collection, and Product teams to drive portfolio performance improvements.
Job Qualification
- Bachelor's Degree in Finance, Economics, Statistics, Mathematics, Engineering, Computer Science, or related field
- Minimum 5 years of experience in Retail Banking, Consumer Financing, Portfolio Management, Credit Risk, or Business Planning
- Strong knowledge of portfolio analytics, risk management, and profitability analysis
- Proficient in Excel, SQL, and Power BI/Tableau
- Experience with SAS, Python, or similar analytical tools is preferred
- Strong analytical, communication, and stakeholder management skills
- FRM, CFA, or other risk-related certifications are an advantage
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