Financial Crime Compliance Lead

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission.

And we're looking for more brilliant people.

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for an innovative and driven Financial Crime Compliance Lead to join the second line of defence. You'll manage oversight and compliance by quickly identifying financial crime risks and maintaining systems and controls.

• Maintaining and updating group Fin Crime policies, including defining the group minimum standard for Fin Crime processes across the organisation
• Overseeing quarterly performance of entity MLROs and compliance managers
• Providing oversight and support to the identification, remediation, and resolution of Fin Crime-related risk incidents
• Assisting senior management in defining standards to manage financial crime risks, ensuring that these standards are applied across the organisation
• Offering 2
  
  LoD support to the business, 1
  
  LoD Fin Crime teams, and entity MLRO teams with the launch of products, procedures, processes, and systems
• Ensuring Fin Crime risks are considered in our day-to-day operations
• Participating in Fin Crime-related governance committees to check-and-challenge initiative owners, identify potential issues, and propose solutions
• Establishing, maintaining, and reviewing dashboards to identify areas that might fall outside risk appetite and require further investigation
• Preparing reports for senior management, group committees, and the Board, escalating any key or high-risk financial crime compliance issues

• 8+ years of experience in Fin Crime (AML/CTF and sanctions), covering retail and business customers, such as KYC, CDD/EDD, transaction monitoring, risk assessments, SARs, etc.
• A good understanding of both innovative financial services products and their associated financial crime risks
• Knowledge of anti-financial crime frameworks, regulatory recommendations, risk management good practice, and control arrangements in a complex financial organisation
• Excellent knowledge of global requirements for financial crime controls
• A solid understanding of industry-wide financial crime practices and trends
• Expertise in identifying financial crime risks and potential vulnerabilities, and advising on best practices to address those findings
• A track record of stakeholder management and the ability to collaborate, negotiate, and communicate effectively
• Fluency in English

• A professional qualification from an internationally recognised body (e.g., ICA, ACAMS)
• Experience in crypto, wealth and trading, and/or correspondent banking
• Familiarity with key regulatory issues on anti-fraud and control assessment processes

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers.

That’s why we encourage applications from…