Senior Software Engineer; Backend): Fiat Orchestration

Senior Software Engineer (Backend):
Fiat Integrations

South Africa, Bulgaria, Poland, Spain

We believe the next generation of financial services will be powered by stable coins. Founded in 2021, our mission at BVNK is to accelerate global money movement. We’re building stablecoin‑native infrastructure so businesses can move value instantly across borders and networks. With global licenses and T1 bank partnerships, we facilitate billions in transactions for enterprise clients like Worldpay, Deel, Lian Lian Global, and Rapyd.

Our technology is transforming how businesses operate globally by eliminating payment delays, reducing costs, and unlocking trapped capital. We’re a diverse team spread across EMEA, North America, and APAC, with a shared belief that stable coins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift.

We offer a Hybrid/Remote working policy.

The Fiat Orchestration subdomain sits within BVNK's Core Banking domain and is responsible for the reliable, scalable processing of fiat currency transactions across multiple banking rails and payment networks. It ensures that every fiat payment—whether an inbound deposit, outbound settlement, or cross‑border transfer— is executed accurately, reconciled, and delivered on time.

Our product and engineering organisation is split into small autonomous squads empowered to own their problem space. As a Senior Software Engineer in the Fiat Orchestration squad, you'll design and build the backend systems that power the movement of fiat currency through BVNK's platform. You'll work on services that orchestrate payment instructions, interface with banking partners and payment schemes, manage transaction lifecycle states, and ensure settlement integrity at scale.

You’ll be expected to form strong opinions and execute in a fast but sustainable way, advocating for the simplest solution that achieves the outcomes our customers are looking for.

• Design, develop, and maintain high-performance backend services that power fiat payment processing, including transaction orchestration, settlement, and reconciliation.
• Build and evolve integrations with banking partners, payment networks, and financial infrastructure to support multi‑rail, multi‑currency fiat operations.
• Contribute to the architecture and evolution of the fiat processing platform, ensuring reliability, fault tolerance, and data consistency across high‑throughput transaction flows.
• Build and maintain APIs that manage the full transaction lifecycle — initiation, status tracking, settlement confirmation, and exception handling — consumed by teams across the platform.
• Drive improvements to system observability, performance, and resilience, including monitoring, alerting, and incident response.
• Collaborate closely with cross‑functional partners including product, design, and other engineering squads to deliver high‑impact features.
• Participate in code reviews, architectural discussions, and technical design sessions to uphold engineering standards.
• Contribute to the team’s engineering culture by mentoring peers, sharing knowledge, and championing best practices.
• Participate in an out‑of‑hours on‑call rotation.

• Strong experience as a backend software engineer, with deep proficiency in languages such as Java, Kotlin or similar JVM‑based languages.
• Experience designing, building, and operating microservices in a distributed systems environment.
• Solid understanding of relational databases (e.g., PostgreSQL) and event‑driven architectures (e.g., Kafka, SQS/SNS).
• Experience with cloud platforms such as AWS, GCP, or Azure.
• Experience with containerisation and orchestration technologies including Docker and Kubernetes.
• Familiarity with infrastructure‑as‑code concepts and modern software delivery practices (CI/CD).
• Experience with observability and reliability tooling including logging, metrics, tracing, and performance optimisation.
• Comfortable working with Jira, Confluence, Git‑based workflows, and collaborative engineering practices.
• Strong communication skills with the ability to…