Credit Risk Specialist

Credit Risk Leader – Consumer Lending (Saudi Market)

Location:

Saudi Arabia

Apply:
Send your CV to

We are seeking a seasoned Credit Risk Leader to strengthen the risk management framework for our Consumer Lending business
, with a strong focus on Credit Cards in the Saudi market. This role is pivotal in driving robust credit policies, underwriting standards, and risk strategies that balance growth, compliance, and profitability.

• Credit Risk & Policy Management: Develop, review, and implement credit risk policies aligned with regulations and market best practices.
• Underwriting & Decisioning: Oversee end-to-end underwriting, guide complex cases, and enhance decisioning through analytics.
• Product & Portfolio Management: Partner with Product, Sales, and Business teams to optimize Credit Card offerings while managing risk.
• Analytics & Reporting: Leverage data to monitor portfolio health, delinquency, and profitability, presenting actionable insights.
• Cross-Functional Collaboration: Work closely with Sales, Operations, Compliance, Finance, and Technology to ensure seamless execution.
• SIMAH & Regulatory Compliance: Ensure adherence to SIMAH requirements and act as a subject matter expert on Saudi credit bureau data.
• Leadership: Mentor and develop risk and product teams, fostering a performance-driven, risk-aware culture.

• 12–15 years of experience in Credit Risk within Consumer Lending (Credit Cards focus).
• Minimum 5 years of hands‑on experience in the Saudi Credit Cards market.
• Proven expertise in Credit Policy, Product Management, Underwriting, and Risk Analytics.
• Strong knowledge of SIMAH products, reports, and processes.
• Demonstrated leadership and stakeholder management skills.
• Results‑driven, adaptable, and agile in dynamic environments.

• Competitive Salary & Benefits
• Career growth in a fast‑paced startup environment
• Ownership of initiatives and responsibilities
• Continuous coaching & mentoring from global AI and data science experts
• A dynamic, respectful, and collaborative workplace

Ready to lead the future of Credit Risk in Saudi Arabia?

Apply now by sending your CV to .