Vice President, Agribusiness Underwriting

### Job Details####

Job Title:

Vice President, Agribusiness Underwriting  ####

Location:

Jefferson City, MO, Midwest United States,USA  #### Company:

FCS Financial  #### Industry Sector:

Agribusiness  ####

Industry Type:

Finance, Banking, Insurance and Real Estate  #### Career Type:

Accounting/Finance/Asset Management  #### Job Type:Full Time  #### Minimum Years Experience

Required:

N/A  #### Salary:$79,000 - $140,000    $79,000.00-$ YEAR    ### Get Job Alerts
** Career Type:
** Accounting/Finance/Asset Management   
** Country:
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Follow Company More Jobs from FCS Fi...Send to FriendVICE PRESIDENT, AGRIBUSINESS UNDERWRITINGAre you ready to help shape the future of agribusiness lending? We're seeking a dynamic and experienced underwriter to join our team as VP, Agribusiness Underwriting. This is more than a credit role; it's a chance to influence the financial success of rural America's most innovative agricultural enterprises.

About Us:

At FCS Financial, we are dedicated to positively impacting our customers and communities. As a member of the Farm Credit System, we offer a supportive work environment where your contributions truly matter.

About the Role:

As a key member of our credit team, the VP, Agribusiness Underwriting will lead the analysis and structuring of complex agribusiness and commercial lending opportunities, including multi-lender transactions.

This is more than a traditional underwriting role—you will collaborate closely with relationship managers, legal counsel, and senior leadership to deliver strategic, risk-mitigated credit solutions that drive responsible growth across diverse agricultural sectors.

What We Offer:

* Competitive Salary:
Based on experience $79,000 - $140,000 with outstanding incentive opportunities linked to Association performance.
* Growth Opportunities:
We are committed to your personal and professional development.
* Comprehensive Benefits: A highly competitive benefits package designed to support your health, financial well-being, and work-life balance.
* Flexible Work Environment: FCS Financial preferred locations include Jefferson City, O'Fallon, Harrisonville, Macon, Columbia, Hannibal or Springfield. There is opportunity for a Hybrid or Flex Work Schedule after an initial training period. Note that all FCS Financial locations with available space will be considered, the ones mentioned above are preferred.
* Collaborative Culture:

Work alongside a supportive, experienced team committed to your success.

What You'll Do:
* Analyze complex agribusiness loan requests and develop detailed financial forecasts
* Assess borrower creditworthiness using industry benchmarks and sound lending principles
* Structure credit facilities that effectively balance risk and growth
* Prepare comprehensive credit narratives, including loan recommendations, conditions, and classifications
* Monitor borrower performance and compliance with financial covenants; recommend corrective actions as needed
* Participate in customer meetings to gather operational insights and communicate lending requirements
* Partner with relationship managers to align credit decisions with portfolio growth objectives
* Support internal credit committees with recommendations and documentation reviews
* Identify and collect required financial information to support loan origination and servicing

What You Bring:

* Education:

Bachelor's degree in finance, economics or related field

* Experience:

5+ year's experience in agribusiness lending or underwriting

* Skills:

Exceptional communication, negotiation, and decision-making skills.

This position is open until filled.

This position is classified as Exempt under the Fair Labor Standards Act.

Department:
Credit

Reports To:

Vice President Team Leader Credit;
Commercial & Agribusiness Lending   Supervises:
None Job Functions
50%
Loan Request Analysis
* Assesses creditworthiness of agribusiness borrowers by:  + Develops and evaluates long and/or short-term financial projections based on customer financial data  + Analyzes capital, capacity, collateral,…