Underwriter, Insurance

At Missouri Farm Bureau Insurance, we’ve proudly served our members for decades, providing trusted protection, personalized service, and a commitment to doing what’s right for Missouri families. We believe in building relationships, making sound decisions, and empowering our employees with the tools and support they need to succeed. Our collaborative culture encourages growth, expertise, and delivering exceptional service to our agents, policyholders, and communities.

As a Property Underwriter, you will play a critical role in evaluating new and existing business applications to determine risk, coverage, and premiums according to company policies and guidelines. Depending on your level of experience, you may work with routine, complex, or highly specialized risks, serve as a mentor to other underwriters, and collaborate across departments to ensure sound underwriting decisions.

• Review applications, inspections, loss history, valuations, and related data to assess risk and determine appropriate coverage and pricing.
• Accept, decline, or modify coverage in line with underwriting authority and guidelines.
• Research unique risks and stay current on industry trends, legal requirements, and best practices.
• Communicate decisions, coverage details, and recommendations to agents, field personnel, and internal teams in a clear, professional manner.
• Provide training, guidance, and mentorship to less experienced team members (Senior Underwriter).
• Contribute to process improvements, product evaluation, and special projects.

• Strong analytical skills with the ability to assess complex data and make sound underwriting decisions.
• Excellent communication, negotiation, and relationship-building abilities.
• Ability to work independently while collaborating effectively with others.
• Commitment to delivering exceptional customer service to internal and external stakeholders.
• Adaptability in a fast-paced environment with changing priorities and products.

• Underwriter:
  Bachelor’s degree in a relevant area (or equivalent work experience).
• Intermediate Underwriter:
  Bachelor’s degree plus at least 2 years of property & casualty underwriting experience; AINS designation preferred.
• Senior Underwriter:
  Bachelor’s degree plus at least 5 years of property & casualty underwriting experience; API designation or completion of 3+ CPCU courses preferred.
• Proven ability to perform effectively at the respective level.
• Proficiency in computer systems and the ability to learn new technology.
• Bilingual (Spanish) skills are an asset but not required.

When you join Missouri Farm Bureau Insurance, you become part of a company that values integrity, professional growth, and a supportive team culture. We invest in your success through training, resources, and opportunities to advance your career. Here, your expertise will make a difference in protecting what matters most to Missouri families, while you enjoy stability, a collaborative work environment, and the satisfaction of work that truly matters.

If you’re ready to bring your underwriting expertise to a respected and values-driven organization, apply now to join Missouri Farm Bureau Insurance. Together, we’ll continue our tradition of excellence in serving our members and communities.