Senior Underwriting Technician - Complex Account Practice

Senior Underwriting Technician – Complex Account Practice

About The Company: Private Client Select Insurance Services, LLC (PCS) is one of the largest high‑net‑worth managing general underwriters in the market today. With a sole focus on families with $5m or more in assets, PCS provides complex insurance policies for individuals with complex needs. PCS offers property and casualty personal insurance solutions and risk management services that meet the unique and complex needs of High‑Net‑Worth clients.

We understand their passions and are committed to preserving the life that they have built.

PCS employs approximately four hundred staff members. The company has offices in New York, NY, St. Petersburg, FL, and Schaumburg, IL. PCS has a geographically diverse workforce and supports hybrid and remote business‑based flexibility.

Job Summary: We are seeking a talented and motivated individual for the role of Senior Underwriting Technician – Complex Accounts as part of the Complex Account Practice (CAP) team within Private Client Select. CAP is an exclusive team dedicated to underwriting the most sophisticated and high‑exposure accounts within the PCS portfolio, with total property limits exceeding $. This role offers the opportunity to work at the forefront of the portfolio with high marketplace visibility and national reach.

In this role, you will be responsible for core underwriting functions relative to a renewal book of business. A highly successful candidate will work alongside leadership and underwriting partners to analyze existing renewals through established authority protocol with a focus on quality, timeliness, creativity, service, and retention.

• Understand Private Client Select’s workflows, contracts, underwriting strategy, and systems.
• Evaluate the most technically complex and difficult policies and endorsements against prescribed criteria to determine if risk qualifies for renewal; verify and rate renewal business (understand rating factors) and complete extensive spreadsheets to aid in review and understanding of accounts.
• Investigate inconsistencies related to risk acceptance, review situations not covered by criteria, and develop information for underwriters to isolate problems.
• Issue policies, endorsements, and cancellations; prepare policy writing instructions and premium billings; process individual policy filings; analyze submissions for accuracy of policy issuance information from the underwriter and/or broker, ensuring policies contain all compliance information as indicated on the bind requests prior to release.
• Resolve procedural and computational problems of involved, lengthy, multi‑location, or difficult risks. Assist with billing requests.
• Partner with underwriters to enhance renewal insurance programs and find ways to retain customers.
• Assist the underwriter in the preparation of line reports and agency analysis and completion of the Audit.
• Participate in special projects as needed and conduct Quality Control of issued policies and accurate file maintenance.
• Understand and adhere to authority guidelines.

• A minimum of 2 years of Personal Lines Property & Casualty HNW Insurance experience or relevant professional experience
• Some knowledge of underwriting concepts, practices, and procedures
• Excellent interpersonal, communication and analytical skills
• Excellent organizational skills and ability to handle multiple tasks in a high‑volume, fast‑paced environment
• Ability to work in a dynamic, rapidly changing environment; adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions
• Ability to collaborate cross‑functionally, especially regarding technical aspects
• Detail‑oriented with demonstrated ability to self‑direct, prioritize work, and meet deadlines
• Desire to take initiative on projects and assignments, seeking alternate solutions when necessary
• Highly motivated and results‑oriented
• Positive, energetic, and self‑motivated
• Demonstrate a working knowledge of MS Word and MS Excel and a strong aptitude for PC and internet usage
• P&C licensing is required or must be obtained within 90 days of hire
• Applicants must be legally authorized to work in the United States and must not require employment‑based visa sponsorship now or in the future

The ideal candidate will live within a reasonable commuting distance of a PCS office to support regular on‑site presence.

PCS values and is fully committed to diversity and inclusion. It is the policy of PCS not to discriminate against any applicant for employment, or any employee because of age, color, sex, disability, nation of origin, race, religion, sexual orientation, gender identity, or veteran status.