Assistant General Counsel - Consumer Banking

At Valley Bank, we believe in people's growth potential. We invest in it. We protect it. We focus it. For nearly 100 years, we've been the Bank that clients from every industry turn to for our expertise, strategies, and advice--building the kind of trust that can fuel every goal. We are the leading relationship bank built for growth--with over $60 billion in assets, 3,800 experts, and more than 200 consumer branches and commercial banking offices in communities across the US.

At Valley, we're all driven by an ambition that goes deeper than just having a job. That's why when you work for us, we make it our goal to help you focus on what drives you--working to turn your passions and strengths into assets you can use to propel your ambitions and build the professional legacy you want. Because when we say we're a relationship bank built for growth, that's not just reserved for our clients--that includes all our associates as well.

As the Assistant General Counsel - Consumer Banking, you will provide legal advice to Valley on issues affecting consumer deposit and loan products and services. The role will work closely with other attorneys in the Legal Department, as well as senior management and other internal partners from the Deposit Operations and Consumer Lending teams to manage effectively the legal, regulatory, and reputational risks associated with consumer products and services.

The role is ideal for a junior to mid-level attorney with a background in consumer financial services regulations, consumer deposit and lending products, and consumer payment services.

• Advise and assist on development of consumer banking deposit and loan products and payment services over the entire life cycle from ideation to launch, including advice on marketing, disclosures, product terms and conditions, federal and state legal and regulatory standards, compliance management, operational implementation, and business impact.
• Provide expert legal advice on laws, regulations, and standards that are applicable to consumer deposit and loan products and services, including the Truth in Savings Act, Expedited Funds Availability Act, Truth in Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act, Electronic Funds Transfer Act, Fair Credit Reporting Act, Gramm-Leach Bliley Act and Unfair, Deceptive and Abusive Acts and Practices Act (UDAAP).
• Collaborate with internal partners from across the Bank to assess the legal, regulatory and reputational risks associated with consumer banking deposit and loan products and services and develop approaches for managing such risks.
• Assist internal partners in evaluation and development of appropriate consumer banking policies and practices that conform to legal and regulatory standards.
• Provide legal advice and support, and perform a wide variety of other tasks, as assigned to help the Bank protect its business, commercial, and reputational interests.

• Comprehensive knowledge of and experience with federal, state, and local laws and regulations.
• Ability to handle multiple projects, priorities, and stakeholders efficiently and effectively.
• Ability to work collaboratively with members of executive and senior management, the legal team, and other colleagues.
• Excellent verbal and written communication and document drafting skills.
• Impeccable attention to detail in applying principles of legal and logical thinking to a wide variety of intellectual and practical problems.
• Superior skill to read analyze and interpret complex documents, laws and regulations.

• J.D. degree from an accredited law school, with a minimum of 5 years of applicable hands‑on experience.

• A combination of experience gained through law firm practice and in‑house counsel work in a financial services organization.