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Senior Architect

Job in Jersey City, Hudson County, New Jersey, 07390, USA
Listing for: Raas Infotek
Full Time position
Listed on 2026-01-02
Job specializations:
  • Security
    Cybersecurity
Job Description & How to Apply Below
Position: Senior Payments Architect

Senior Payments Architect – Raas Infotek

Position: Senior Payments Architect

Location: Jersey City, NJ (onsite/hybrid)

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Domain: Global Payments / Financial Services

Job Overview

We are seeking a highly experienced Senior Payments Architect to lead the architectural vision, design, and implementation of next‑generation payments infrastructure for a global financial institution.

Key Responsibilities
  • Define end‑to‑end payment architectures ensuring scalability, resiliency, and global adoption.
  • Evaluate existing systems and recommend modernization strategies for performance, security, and regulatory compliance.
  • Drive consistency across payment platforms, APIs, and digital channels.
  • Provide deep expertise in instant payments, real‑time settlement, and cross‑border payments.
  • Align payment platforms with global instant payment rails (Fed Now, RTP, SEPA, UPI, etc.).
  • Build Open Banking & API ecosystems, enabling seamless integrations.
  • Lead initiatives in Blockchain, Tokenization, and AI‑driven compliance & fraud prevention.
  • Implement cloud‑native, microservices, and event‑driven architectures.
  • Review code quality, system design, and technical debt; establish best practices.
  • Partner with business, operations, and compliance teams to align strategy.
  • Collaborate with vendors, fintech partners, and regulators.
Qualifications & Experience
  • 18+ years overall IT experience; 12+ years in payments domain.
  • Proven experience architecting large‑scale payment platforms at a bank or payment processor.
  • Bachelor’s or Master’s degree in Computer Science or related field.
  • Hands‑on knowledge of ACH, SWIFT, ISO 20022, RTP, SEPA, Fedwire, card processing, merchant acquiring, wallets, tokenization.
  • Strong expertise in API‑first design, microservices, cloud (AWS, Azure, GCP) and event‑driven systems (Kafka, MQ).
  • Experience with Blockchain, DLT, digital currency frameworks.
  • TOGAF, Zachman, AWS, or Azure certifications preferred.
  • Excellent communication, stakeholder influencing, and team leadership skills.
Leadership & Team Skills
  • Track record leading large, distributed engineering teams.
  • Mentor solution architects and shape architectural direction.
Contact

262 Chapman Road, Suite 105A, Newark, DE 19702
Phone: (302) 565‑0068 Ext 143

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Position Requirements
10+ Years work experience
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